I want to start investing, but I’m overwhelmed by where to start. Any advice on a good book that would give me an initial road map. Also, what platform would you recommend for beginners? Thanks

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Any good ETFs to invest Roth into?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Does TSG have a sign on Bonus? If so how much is it usually after taxes ?

Guys very much off topic .
Any housing project in Bangalore which you can term it as cheap and best and location not a constraint.

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Anyone taking profits from UVXY and VXX or still holding?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Taking a personal loan of 20k or more will it affect perm (GC) process?

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

I am curious how Onesource Income tax stacks up against it's competition.

Hi Fishes, I received a mail with subject line 'Accenture Recruitment Status - You've made it to our final interview at Accenture!'. What does it mean? As I Have cleared technical aptitude test and technical Interview can I assume this will be an HR round?

Once i withdraw resignation, are there consequences?

Anyone into Jazz/R&B?

Drop your favourite artists of today!

I have submitted the BGV details on the link shared by HR.
When can I expect the salary discussion with HRs?
Are they really listen about the salary we are asking.
How long will it take to get the offer letter from now?

I have 7 years of experience in Finance.(more friendlyin AR). Looking for a job change can any one please refer me. Due to low pay I am looking for a change

How many matters is typical for one associate to handle (BL lit)? I know it is group-specific, but just trying to get a general idea. I’m a 2nd year and I am the only associate staffed on about 30 cases-meaning I keep track of all deadlines, do all day to day assignments, keep on top of following up with client/OC, and all research/drafting. Partners handle deps/court but that is about it. Is this a normal case load to be responsible for as a jr? I being dramatic by thinking this is too much?

Hi Folks,
How much salary should a lateral hire ask for this position , at Airbus Bangalore?
Scrum Master in Scaled agile Framework (safe).
9+ years experienced , with relevant experience of 3+ years.

Recommendations for an Alps ski resort between Zurich and Munich by car (Switz, Austria, Germany)? There are so many but looking for a developed village with lodging options and good lifts. Any faves?

Anyone work in vulnerability and patch management? Is it as easy as running a norton scan and windows update on my personal computer? 🙂

Had 3 rounds of interviews for a job that starts in January. So i checked in with the recruiter and now she wants to schedule a “call” next week. What does that mean? Would they tell me I’m not getting an offer?

Putting aside wachtell, what do we think are the best M&A shops for high value deals?

So for those who have been with Deloitte for 3yrs and above, what is the motivation? What are the rewards? No ESPP, so what really do you get to show for the work, time and all? Kindly share, am trying to make a big decision here, thanks?

Background Investigation-What happens if I mark do not contact my employer in the form? How do they verify employment in such cases? Also, I am thinking of giving the ‘work number’ website and my company code details in the supervisor information, has someone tried that before?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Does anyone have a referral for “Citi Double Cash” credit card?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

HYSA anyone recommends?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?