I wish there was an option to refinance at lower rates in Canada. The best I can find is prime which is still ~7%. I hear sofi in US is lower than this

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

What is the best-kept secret among realtors?

I bought a house in the suburbs of Chicago at the top of the market. I ended up moving out of state in 2017 and short-selling. I am now interviewing for a VP Accounting role with the mortgage company that got shafted by the short sale. If I get the job offer, can they/will they see this on my credit report? Can they pull the offer due to this? Should I tell them before we advance further?

Thoughts on reducing 401k % during this bear market slash recession?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

Does anyone know when the best time of the year would be to buy a car is now? How is this current pandemic/economy affecting dealer pricing, etc?

Guys urgent question - can I open a Vanguard brokerage account as a H1B visa holder ? I have been here for a couple of years now at least. Are there any other restrictions ?

Is this a good time to move from pre-tax 401K to Roth IRA? We have been one income family last 4 months but I still expect year income to be in $250K-$270K range. Considering conversion for $40K amount.

Are we on recession? My portfolio is super down - low cost ETF investor here

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

How much discretionary cash do you keep around?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

L7 for 8 years is correct band ?
And what is general experience criteria for L6

Advice needed on handing in notice, I recently signed an offer letter and understand the screening process takes 4-6 weeks. I have a month's notice period and have agreed a preliminary start date in Feb.

I was planning on not handing my notice in until the checks had been completed so its all secured (not that I think I will fail any checks), but apparently I need a reference from my current employer not previous ones. Can't really do this without handing in notice can I?

Does CSR earn 3x points at bars on drinks?

Planning to travel during Thanksgiving (super late in planning as usual) any fun recos- travelling from Chicago have boatloads of AA and Bonvoy points to burn. 7-8 nights

You are currently posting as works at Software Engineer
Anyone here from NatWest group Bangalore ? Need some advice before joining. Please let me know in comments so that I can DM you.

Any recommendations for summer polos? Not going for active wear but something that goes well with jeans.

What should a coder/biller/transcriptionist make with over 15 years of experience? I am currently the only person in the office that can do those jobs with no backup. I code and bill all office visits for 5 orthopedic providers and all surgical coding/billing for 3 surgeons. I also do any transcription that is needed.

My friend and I were hoping to do a quick getaway to warmer weather this weekend (we live in Maine, so we're already freezing)! Our usual getaway is a quick trip to Florida but that's obviously not happening this week. Any suggestions for an awesome warmer place on a budget?

What’s been the sentiment on MARA? Is the blip gone?

Alteryx stock - thoughts on the company as a longterm investment?

Have an SO I know is cheating. Thing is I cheated once and he doesn't know about it. I feel like I should let this one fling of his go and refocus on our relationship. Thoughts?

Does anyone getting similar mail daily :Know Your IBM January'22 - Register Now ?

What productivity hacks do you employ? I like to shut off my email for 25 min intervals to focus on real work. It’s like a sprint of focus without being “unavailable” too long.

I wish I was overemployed. Searching for gigs, but nothing yet. Any tips on how to get one or more extra jobs?

For my fellow males out there, when did you realize/know you were packing or not?

A 15 week old puppy has seriously messed up my life for better and worse. Fish, when did the puppy chaos taper off for you?

Hi Fishmates! Anyone working at VMware wishing to help me out with a referral? Thank you so much in advance!

Does having student loans impact your ability to get a mortgage?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you could go back in time what would you tell yourself before taking out student loans?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

SOFI or who else?