If it’s true that the low inflation rates means no more rate hikes, today could be the cheapest houses will ever be


https://www.wsj.com/economy/central-banking/what-to-watch-in-the-cpi-report-did-inflation-heat-up-or-cool-down-last-month-5c22f833

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Thinking of buying ALL coins for $1000 each. Am I crazy?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Any REIT ETFs that people like?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Hi folks,
I have a question related to PF online account. If we move to a company that has PF trust, can we see the PF gathered from that company in the EPFO portal?
Can some one help me understand this?
Thanks in advance.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Is there a legal way for an international student in the US to earn money on the side?

Has anyone been able to transfer BCD to another exchange? Kucoin and Binance wallets appear to have been disabled...

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

So what stonks are we buying?

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Porsche IPO worth buying now amid market and economy turbulence?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

What are some of the best consulting firms for digital strategy roles? Looking for a change and was wondering which of the T1/T2 firms have digital practices in Canada. I have applied to ATK and McK. BCG is working to establish their presence in Canada but their team is focused on establishing top down. Bain doesn’t have digital focus. Can anyone shed some light on other T2 firms?

Any single female from Kolkata ?

How long is too long to try to push back a start date? Getting a formal offer early next week but trying to keep that big law bonus if possible. Firm pays out bonuses Dec 30 & I have a vacation scheduled Dec 19-23 (and was planning on working remotely the week after too). Ideally want to get EOY bonus or negotiate for a signing bonus but is it too much to push for signing bonus and those weeks off? I'm open to working remotely those two weeks but know that may not be the best when I start.

Okay, so I have pretty bad cystic acne, clogged pores and enlarged pores. I’ve been using curology and a mild dermatologist recommended soap. I have seen some improvement, however I was curious if anyone was struggling with it and has tried the “Flo Vitamin gummy’s “ on top of my fertility struggle this really has kinda killed my confidence. I know it’s not specifically fertility related but Was hoping to get some feedback on similar situations

I know this is subjective but what are some of the easiest/toughest SF certifications to get?

Has anyone jumped from firm directly to a business role at a company or know anyone that has? If so, how did you/they do it? Any tips or direction would be greatly appreciated.

Any info on the agency Heartbeat in NY?

Cleared both my round of interview. YOE 13. BSS stack. How much can I ask for in HR round?

Offered 8 grand less than interns who were hired on last year...need negotiation advice!
Is it appropriate to bring up that I know the salary amount that was offered there in previous years?

Hi Fishes,

What would be the normal CTC range for Senior Associate 2 at Bangalore?

Mid level Electrical Engineer in the greater Baltimore, MD area making $115k base w/ $20k sign on bonus. No yearly bonus. I started this job in April of this year. 2-3 years experience. When I onboarded they told me to expect promotion to EE III in about a year. Performance reviews coming at the end of the this year and I’m wondering 1) if my salary is on par with what I should expect 2) how to approach conversations about raises and promotion with my supervisor. Thanks for any insights.

Does anyone actually get any value from LinkedIn posts? Other than things regarding openings or positions, does anyone actually care or look forward to the content there? I feel like a LinkedIn creator is akin to a pet rock or NFT

When amd how to submit Medical report aa virtual joining is there. Medical certificate is one of mandatory document from TCS at the timw of joining

Hi fishes,
As an employee of TCS, can we avail any comprehensive/full lab tests/ health checkup tests in Hyderabad.?
While I'm checking on Medibuddy, there's an "amount to pay" displayed on each of the tests.

Getting an opportunity to move from ZS Associates India to IQVIA UK. Can’t compare the pay because they are quite far apart (ZS pays much more than IQVIA). Thoughts on moving from ZS to IQVIA in the long run?

Hey fishes, what if -

I get my h1b stamped at my home country with my current company
THEN switch to another company will I have to get the visa restamped?

So, what happens if you miss your utilization/billable hour target by like 70-150 hours? Tons of "impactful" PRD work

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

How can I invest in real estate ? Looking for an additional passive income source

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Do you thank your tenants for paying the rent? A quick thank you text?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!