Is buying United 1K for $3000 worth it?

What percentage of your income do you save, invest and spend?

Today I’m thankful for Bitcoin, Ethereum, and Coinbase. (And this community too)!

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

401k Roth or traditional 401k?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? 

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

FL tax questions: 1.) last year I had 4 longer w2 gigs. Should I get tax preparer or do myself? Seems easy enough but im new to this so 🤷🏻‍♀️. 2.) do you write-off travel/lodging for out of city gigs?

Random question for anyone who has ever exchanged/gotten a replacement away travel suitcase. Is there any flexibility to get a different color? My interior zipper broke and I stopped in a store to ask if they do repairs and they said to bring it in and they’ll just replace it. I wouldn’t hate switching the color but feel weird asking for some reason

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I have a third round interview this Thursday, but after I sent my availability, I booked a flight for work that is causing a problem. The interview ended up scheduled for 3:30-4:15, and I'm supposed to be on a 5pm flight out of LGA. Is there a reliably quiet place at LGA to do the interview (I don't have lounge access)? Would it be a bad idea to say my availability changed and I can't do that time slot anymore? Or should I cancel / rebook my flight to later at night?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Who’s built a successful passive income stream from home in 2021? Lets hear it

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

I’m in Deloitte human capital and want to eventually (but sooner rather than later) move to industry doing internal talent/people stuff. My coach recommended getting SPHR or equivalent. Thoughts?

How much is CMT valued in investment banking companies?

I’m a junior AD with masters degree from portfolio school, 2 years agency and freelance experience. Looking to move to Chicago or Midwest cities. What kind of $$ range would that be?

Just want to say this is such a thoughtful bowl. Great responses, lots of questions on self improvement, sharing of resources. Love UX guys #empathy

Late 90s: Web designer. Early–mid 2000s: Digital designer. Nxt 15 yrs: digital strat & creative (AD). Dropped 15K for General Assembly’s UXDI. Being rejected for basic UX roles bc I have no apps....

What are the key differences between junior and mid level roles in terms of job responsibilities, design knowledge, project oversight, etc?

@Partners - how much money do you need to invest I to the firm to get your partner share?

Hi,

Which company should be preferred by business analyst/ Project manager in lending domain if both are good brand companies. IT or NBFC?

Quick reverts will be highly appreciated!!

Hello fishes.

I was interested in finance profiles at bain and co. Wanted referrals to be able to explore opportunities.

For my marriot members. Which cc do yall have for marriot?

I can't find a really interesting bowl here.

Does anyone know or be interested in an open-source bowl, for example?

Please suggest me good bowls 🙏

IB Analyst, want to move banks. Searching via my contacts but want to expand my network with cold outreach. Should I reach out to MD's or VP/Directors?

Hi, just got an offer from A&M as D (Performance Improvement). The base from Glassdoor is accurate (US as a benchmark). Bonus is much higher than my current. Anyway the base seems very low compared to S& SA in US.
1) is it true that the base is that low compared to junior-mid level at S&?
2) i am based in Asia, any different rate compared to other region at A&M?
3) the TC can be 3x that what I can get currently, but i can make partner in few years at PwC. Do you think A&M should be considered?

What are the hallmarks of a poorly run tax practice, in your experience?

Looking to grow my practice by acquisition I am CFP,CPA,MBA located in Central PA. Please let me know if you are interested in talking about your succession plan. Thanks!!

SO and I recently moved to the DC area. We are both new to federal consulting. They have a few interviews this week. When a job description mentions " an understanding of federal contracting vehicles and procedures".
What should they be ready to talk about? CLINs, GSAs, color team reviews etc.? Would anyone have insights on this? Much appreciated!

Any recommendations for men’s workout/athletic shirts (<$75)? Looking to finally upgrade from basic cotton/blend tees.

For reference, I’ve tried a few Rhone shirts and they are fine, but looking for something made of thinner material.

Travel days are back. Can't believe we are back to mon - thur travel. Btw, what's the meal allowance for SD in TSE?

Need 11likes for dm please

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Thoughts on Wealth Management as an industry? Offered a role to work under a senior FA and eventually take over the book (~$800M AUM and growing). It sounds great, but I am worried about the disruption this industry is facing with Robo advisors and other low cost, DIY options. I’d want to make sure the clients stay through the transition, and I don’t want to join a dying industry. Thoughts and advice?

Going from government consulting to commercial healthcare... thoughts?

I tried asking this in my own bowl with no responses, so seeing if other consultants have run into this situation. I’m on parental leave, I got an offer for another firm, great opportunity and pay. How does one go about a resignation mid-leave when you would start the new job before the leave ends? Two weeks notice or just say I am not returning effective the day of the new job? Any things to consider besides potentially repaying the employer healthcare premium?

What are the BCG ring fences and how is each one? Can you join any of them or are you required to do the one closest to your home office

Any good book for learning about real estate? I live in NYC,23 and I'm interested in getting in it next year God willing...?

I always tell myself that I'm only going to go out one night in the weekend. And then this one night turns into two 🙃

We need the ability to filter politics... getting real tired of the same old conversations bubbling to the top...

And the number one kool aid email of the year goes to *drumroll*






Tim Ryan!

Wealth of experience working in the Bay Area with pre ipo clients going through funding/ working on pitch books etc.

My hometown has a growing tech scene but little funding. Was thinking of parlaying these experiences and starting a bit of a consulting operations to connect the two

Anyone with insight on how I might go about doing this? Would love to chat!

I currently work as an APM at a FAANG company but recently received an offer to join an MBB. I’m very excited about the role but didn’t realize I’d need to take a pay cut when I applied (~100k base + ~20k bonus + ~60k equity vs. 90k base + 10-20k bonus). Considering that I currently work 40-60 hours/week, I’ll be making significantly less per hour at the MBB. I’m very interested in the opportunity but also don’t want to make a poor financial decision early in my career. Thank you for your time!

Chicago is on the verge of making history..!! For the first time ever, months of Jan and Feb are going to be snowless. And we have an orange buffoon denying climate change.!! 😢😧🙄

Can Deloitters being laid off file for stuff like unemployment & Obamacare during their new job search?

Tour favorite secret order at in'n'out burgers?

Has anyone used gliders that stick on tyres of office chair, for better movement over the carpet?

Finding it fun and refreshing to help my little brother with his Con Law homework. #nolife #shouldabeenalawyer

Any idea why EY is not on the list of Vault 50 top consulting firms but it is on the prestigious list?

I'm trying to buy a bigger than normal whiteboard for my home office: any recommendations?

Know this may be a long shot in terms of actual responses but:
@PPMDs, what are your thoughts on the current/impending COVID specific layoffs at your firm?

E.G. Glad for the opportunity to reduce the headcount of mid performing SMs with little/no chance of making PPMD? Sad to see a firm you’re a part of undergo such unforeseen circumstances?

Starting to get more involved in the project sales process - any recommendations for books or resources to develop skills in this area?