Is it a death wish to buy your first home while you're still in debt? Waiting until I pay everything off seems crazy, but I also don't want to doom myself to even more years of debt. Seems like I either pay off my debt while paying rent, or paying a mortgage.

Can I receive rent on H1? How can that be accounted towards the end of the FY?

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Let's say I were to leave banking and get into crypto currencies (not considering this at all ahem). Does anyone of any crypto currency hedgefunds or trading platforms worth investigating?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Does 401k company contribution % change as you get promoted?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

How much cash do you hold on a savings account? If not a savings account then where do you hold your cash?

Which stocks have you invested recently and why?

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Things you wish someone would have told you before starting a career in marketing?

Anyone make the move from NYC to Portland? How's the difference in cost of living and social scene?

Looking for recs for an outdoor party spot this summer. 20ish people on a Sunday afternoon, chill vibe, not too loud, somewhere people can easily come and go. Best I’ve got so far is Kaiser Tiger or metropolitan tap room. Any others? Thanks!

Public accounting firms that are hiring tax compliance staff/associates? Haven’t been laid off yet but the writing is on the wall

3 months post breakup… I seemed to be healing well and all the sudden this week I took a huge step back and feel heartbroken all over again. For context I was in a 4 year relationship including 1 year engaged and had to call my wedding off due to his infidelity. How can I shake this? 😔

Which one would you recommend for renting a car in Hawaii? 1) Rent w/my account- have status but I am <25. 2) Rent w/ parent’s account. Looking to get convertibles🚘

Can someone recommend a good photographer for headshots? I’ve tried two so far with mixed results. Don’t really like the final product and most are not great for a professional setting.

That was a lame flyover! Where are the stealth planes?

My sister & I don’t get along because i feel she is extremely rude & prefers outsiders over family. My parents however, despite the fact that she disrespects them too, always say she is our daughter & we have to deal with it so just let her be. My mom thinks she is not in a good financial state so we should help her & I don’t want to given her disgusting behavior. Every time i buy something nice for myself, my mom kind of pushes me to buy for her too, and I don’t want to. Continued..

Does LTI provide reimbursement for WFH setup ?

Anyone have any dog groomer recs?

So kingdom hearts 3? Will probably be dead when it comes out.

On the verge of turning an hourly client into a retainer. Any tips?

I want to get out of warehouse work. What's a good-paying job where I don't need a lot of schooling?

Does KPMG india gives any joining bonus for immediate joiners? If yes, how much? KPMG KPMG India KGS Yoe 4

Is it wrong to work low budget favors from the small local production/post shop and never give them a chance at a regular budget job?

Any recommendations on a good water softener system (4 people)?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

How much is 2k a month for a house payment? What size loan would I be able to get?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Is buying fancy condos with high HOA(>$1k) worth it?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What is the most difficult part of buying a home for the first time?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!