Is it possible in our lifetime that we will never see paper currency anymore? Not suggesting that crypto currency is the alternative. But whatever form it eventually takes, a digital form could eliminate a lot of vulnerabilities that we have.

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Can you envision a future where the most marginalized portions of society, especially those who are underbanked or homeless, have consistent access to smartphones, internet, public banking terminals, or in-store payments technology? If not, then we will still see cash being necessary. In India for example, they've managed to eliminate larger bills, but the smaller ones remain essential for the aforementioned reasons.

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Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

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Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

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Current TC: 200k
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Age: 30

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Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

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Are there any trusted resources for information on cryptocurrency investing?

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Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

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Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

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With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

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Catch BPCL Rs.58 dividend with record date of 16th September

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What are some good modern/post-pandemic personal finance books you can recommend?

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Best high yield savings products?

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Hello,
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Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

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Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

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Roth or traditional 401k? I already have some in roth with previous employer.

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What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

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Any good mf with less tracking error to invest in us equity.

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I'd like to buy, but the market is absolutely atrocious currently

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I am joining IBM 7A Band as senior Application developer.How much time it takes to get band 7B. I wanted to know about band progression and % increment they give in that.IBM

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Hello Everyone!

I very recently accepted the position of Sourcing Specialist at TidalHealth - a large Heathcare group in my area. A few of my target positions include Social Workers and Therapists. If those in this group can provide me knowledge on what you are looking for in employment offers, salary expectations, the ideal work environment, and any/all factors that would help me in my quest to improve my work ability.

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Yall think I should trade Odell & Barkley for Brandin Cooks and Darrell Henderson?

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Subletting my university city apartment at 3600 Lancaster Avenue. DM for details

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https://joinfishbowl.com/post_7fg2583roi

Please pray for this person.

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Trying to get ahead of my caseload feels like trying to climb a hill made of loosely-packed pebbles. No matter how much I scrabble, I’m sliding closer and closer to the bottom.

How do you get caught up (or even ahead) when you’re always behind? Assume that all things that can be offloaded have been offloaded. I cannot take one more all nighter trying to get a motion drafted two days before the deadline because I couldn’t get to it earlier.

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Even without LinkedIn, I see a lot of people younger than me in much better roles. They started off with relevant jobs right out of college. I graduated in 2009 when the economy tanked and worked in retail for years before I was finally able to land in corporate. Does anybody else struggle with this as well? I’m constantly comparing myself to others who are younger than me.

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Where can I get a detail for dummies overview? I’m hoping to learn key terms, KPIs etc thanks for the help!

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