Is rent-to-own a legit option or is it a scam?

Anyone looking to buy a home in Austin?

Shifted more options profits into 250 NOK shares

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Do I need to report my crypto holdings to EY?

Does anyone have any book recommendations for information on buying a house?

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Thoughts on the new Chase Freedom Flex?

Have 20k, what’s a good small business to start with this fund? Serious question here

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Wells FRAGO! Dang! 500k accounts with an extra add on for auto insurance !😬😬

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

How long does it takes to get the offer letter post HR discussion ? My HR discussion is done 1 week ago and current status is offer approval.

I have an offer from LTI, my joining date is in next 2 days. Today only I got an offer for higher package from another company. If I try to negotiate with LTI will they entertain in such a last moment.
I want to join LTI but with higher package.. Please suggest what would be a wise step here in my situation.

I have left CG 18th of last month, how many days they typically take for full and final settlement?

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

Hi Friends , One of my relative holding these offers , Please suggest ..
Siemens - x LPA + 2 Lac Joining Bonus
Nagarro - x+ 6 LPA , No Joining Bonus

Hi Fishes ,
Is NTT providing shift allowances, i just checked with HR she said they are in negotiations with management globally for all employees is that true ?

I joined Accenture few days back as level 9. Till now didn't get any project. I have one more offer from another company and have not told them that I joined Accenture.
Should I wait for Accenture to allot me project or shall I abscond?
I am worried since I joined Accenture as level 9 team lead and what if they fire me? Or map to some irrelevant project?

What does Shadow Hardlock mean?

I thought it would be good to have a bowl where we can post book reviews / recommendations.

Post your favorite books atm mine are:

Atomic Habits by James Clear
Outliers Malcolm Gladwell

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

How do you make connections at weddings when you barely know anyone? I feel like it’s always awkward smalltalk and at some point you’re just drunk and wanna go home.

Just got a job offer as a bench applications analyst. Looking for an insight into the company! TIA

What are the pros and cons of working for Progressive Insurance as a PIP examiner?

I have desk whiskey in my home office that I use for most days that end in “y”.

I’ve been practicing in both big law (many yrs ago) and now in-house for over 10 years. Quite often I struggle because I don’t find work fulfilling. I’ve been in industries that allegedly have greater cause (healthcare) but was eventually disappointed by the corporate bureaucracy and went to a cutting-edge tech company for intellectual stimulation. Still I struggle. Should I try public interest? Not that I don’t need the money but it’s hard to work when I am so detached and find it meaningless

Is buying fancy condos with high HOA(>$1k) worth it?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Any recommendations on a good water softener system (4 people)?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

How much is 2k a month for a house payment? What size loan would I be able to get?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Thinking about using my VA loan in a few years. Any advice?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Please suggest some good banks for mortgage rates. First time condo buyer.