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Hi Fishes, need your guidance. I am having below offers. Please help me to decide.
Publicis Sapient - 16LPA + PWFH
Valuelabs - 18LPA + PWFH
I want to know in terms of Brand value, WLB, career growth, learning opportunity & job security.
*Also is it safe to join service based company with such a high package in respect to my YOE?
My Info:
YOE - 2.3Yrs
CCTC - 7.25LPA
Techstack - Frontend Development (React) College - Tier-3
What’s going on at AKQA Amsterdam?
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Hey Fishes Looking out for a job change and came across vacancies at Deloitte India as per my profile and experience. Can someone kindly help me with the referral. That'll be great help. Have been trying from a long time to switch but nothing fruitful yet. Your referral might make the job hunt a bit easier so kindly help. Yoe: 3.3 Profile: SAP SD associate consultant Immediate joiner
Deloitte India
Thanks in advance for your help.
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I was part of a financial planning team there for 3 years and an advisor with my own book for another year and a half. So I understand the ins and outs better than most anyone.
I saw both sides of the NM path. The super successful reps that make $250k per year working 20 hrs per week because they’ve been doing this for 25 years. And then those who work their tails off to make $25k per year, or less, and burn out.
So it’s a long term play for sure. You sacrifice the next 5+ years to grind and build.
As a financial advisor I did well there during my time (Pacesetter, top 11% of premium credit across the country) but decided to get out and get into SaaS. It’s a dinosaur of a company, and there’s so much red tape it’s hard to stand out as “different” to your clients in a sea of the same. Also yes you’re basically a disability and life insurance salesman for the first 5 years. If youre lucky enough to build your insurance book then you slowly start getting into investments (that’s where the recurring revenue can really build). But initially you’re running “financial plans” for prospects and your recommendations are always insurance. No real planning beyond that.
As a caveat though, your success will depend on who you’ve rubbed shoulders with during your life. There were some guys who were really well connected and made a ton of money because they knew really wealthy people and were really well liked.
If you’re recently out of school you’ll be asking frat boys and girls to stop spending so much money going out and to buy while life insurance instead lol.
My advice would be to find a local NM team (two or three phenomenally successful advisors with a team of 4-10 staff helping them run their business). Where are you located? I know most of the big wigs in the big metro areas. Find them and try to get on their team helping them to service their existing clients. You’ll get a modest salary and you can spend time learning the ins and outs of the industry. Get paid a salary to take your life and health exams, your series 7 and 63, and any other designations you want. I got the RICP and it helped immensely. Then after a year or two of that you’ll have a better idea of whether or not you want to put your big boy pants on and go full commission.
Happy to chat about this more offline if you have other questions.
Lol
Investigate the opportunity thoroughly. You may just be an insurance salesperson there. And you may have to find your own clients, so I hope your network is strong and wealthy and willing to trust you with their money.
You will always be an insurance salesman. Even if you can differentiate your "business" with employer sponsored 401k's the comp will never be near your upper bound limit anywhere else.
I worked there years ago. You are a captive insurance agent with zero salary. You have to phone friends and try to find meetings. Not worth it.
Thanks
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You are equivalent to MaryKay sales person or Cutco sales. $0 salary, 100% commission
That’s great. Would you be open to having a conversation?
Thanks