I’ve been thinking about going back to school for my masters but terrified of taking on student loans. I don’t have any loans from undergrad so I don’t know which loans to take and which ones to stay away from and I’m afraid of ruining my credit. A few of my friends don’t plan on paying back their student loans from undergrad & I want to know is it possible to do this? Will I go to jail or ruin my credit for not paying it back? Also do you think it’s worth going back to school?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Hello! I’ve been in Compliance now Dow approx 6 years and want to make myself marketable. Besides a JD what other masters can I obtain?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

How important is the IR section of the GMAT? I keep getting a 5 (out of 8 and it’s about 50th percentile) and although it’s not part of the 800 score, do schools care? I don’t really practice for this section and take it on the fly in practice tests…

Submitted cbs with ea score. Jheez. Yet to take the gmat for the other schools 😭

Amex platinum vs CSR??

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Has anyone done an MPhil+DPhil in eg economics in Europe? What are admissions standards like at Oxford, Cambridge, LSE?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Taking my GMAT in 7 weeks. Just finished the large Kaplan book and have done 2 practice tests so far. What should I do next? Worth investing in a GMAT tutor? Getting 600 on practice tests but want a 690~.

I’m planning to pull 5k profit and forethought to invest on 5 or more meme coins, each of around1k..Is it good idea ? if yes what should be those 5 or more MEME’s.. TYIA !!

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Does anyone rental properties and is interested mentoring a newbie (me)? I own my primary residence, and have for years been excited about investing in rental properties (listen to Bigger Pockets podcasts, have some markets in mind), but I have trouble determining what route I should take and how I should get started.

What is 360 degree feedback?

When your feedback travels 360 degrees to come and kick you in your back 😁

Hi folks need your suggestion here it would help me i guess . I have been working as manual tester for 3.5 years. I tried learning coding and felt difficult so gave up on that. Right now i feel i should switch to a customer facing role because i think it's a good fit for me and also it seems quite interesting and engaging. Have on offer in hand with a better company for the role customer support specialist L3 . Should I take up this offer ? Or i can stay in Manual Testing my whole life ?

Hi All,

I am desperately trying to switch.

But How will we handle 90days notice period?
I think I m not getting calls due to long NP.

Anyone working remote for US companies?

Thinking about getting an au pair. Any thoughts on au pair v nanny? Any au pair companies/programs that are recommended?

So I was a 5th year associate in nyc making 100 k a year 2k billable hours.. I decided to leave for the role Im in now.. my old countered to keep me at 115k (which was like pulling teeth for them) but I left anyways now I find out that they offered a 7th year 150 k and a partner title should I be offended that they didn’t even try more with me

How common are layoffs in IB compared to consulting?

What agencies are hiring financial analyst

I’m four months into my job and I got put onto a PIP. I worked so hard to break into IB, put up all the hours and even working 2am nights for weeks, learned a ton, and improved a lot along the way as the sole analyst yet this happens. I’m extra worried because it doesn’t seem there’s IB analyst positions out there. Im really hoping come January more positions come up but I’m just praying they don’t fire me until then. Anyone have general tips for this situation?

Does anyone know how to become an independent contractor?

My office chair stinks even though I wash it with carpet cleaner every few weeks. Fellow 24/7 WFH workers, how do you keep your office chair clean?

I am a solution engineering (presales) manager, and looking to hire a Tableau Analytics SE for our Canada Public Sector team. Seeking candidates with relevant experience in technical customer-facing roles and/or analytics. Ideally residing in Toronto or Montreal metro areas, public sector experience. Bilingual (French and English) is a huge plus. Please let me know if you are interested to learn more! I don’t have the job posting yet but will share once I do.

Hi,

What is the salary range of a Technical Writer with 5.6 years of experience?

Thanks in advance.

Any cyber security folks here? or those interested in systems engineering? Potential role with TC 120-180, awesome team and wlb, at least compared to consulting.

Does anyone have contact info for a sales rep for Google Campaign Manager? We have been looking to switch from another platform but haven’t been able to get in contact with sales.

So all the anti-covid folks are pretty quiet now that we have seen a steep incline of cases in states that reopened early (Florida, Texas, Georgia) 🤔

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

When will this be over?

Coronavirus family drama - supposed to take a vacation to OCNJ in two weeks with the in-laws, two brother-in-laws and their wives. MIL is super worried about the virus. Wants everyone to isolate and get tested. We are. Already doing this, but no testing. Debating whether it’s even worth it to go anymore. I’m worried about things too, but I feel like she is being hypersensitive. What’s the point?

How many of you have been flying to clients?

Born in US and have always been proud to be American, but this 4th of July I don’t feel the same. We have a 🤡 as President, completely failed response to the Coronavirus, banned from entering Europe, and racial tensions and divisions all around. We are the laughingstock of the world. Anyone else feel the same way?

My mom has been sick for nearly a week now (fever, fatigue, nausea) but isn't able to get help or tested because she doesn't have respriatory symptoms...yet. Our numbers are definitely underreported.

I am genuinely interested in learning why people want to reopen non essential businesses?For the past one month all we have read is about how fatal and dangerous is covid. I want to reasoning

Any of your firms do virtual gifts or corporate appreciation for your teams? We want to do something for our hard working team that is spread out over the nation but not make it an event where we’re stuck doing over zoom. Ideally something like wine delivery just to show appreciation

We’re expanding to USA soon - anyone with experience in order management looking for an opportunity? Part-remote work available and I don’t require a yes-man or overtime 🥳

Finance experts, help me understand what a major deflationary period will be like. ELI5

Has anybody else experienced (what seems like) irreversible physical damage from working long hours? I worked about a month of 19 hour days 2 years ago (this was the peak of the season where I worked at least 12 hours a day) and my facial skin hasn't really recovered and the experience really aged me.

Anyone have a good office chair recommendation? Really not trying to spend more than $150 but willing to go to $200 if there is a really good recommendation.

Thanks!

Power out so I’m off early on a Friday! But, now my power is out…

Opinions on tipping culture?