Living in NYC and am renting. Planning on buying my first rental property, however not in NY due to the cost etc. what are some good locations in the US to invest in rental property?

Any advice for an extremely young, incoming Merrill FSA?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Have you received the salary today? Got the mail now but no credit yet in account 😕

For full timers, what percentage of salary do you contribute to your 401k and how old are you?

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What percentage of your income do you save, invest and spend?

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Does anyone think there is long-term viability in Cryptos?

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

What is the best crypto app for accruing crypto interest, that is not BlockFi?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Thoughts on buying shares (via ESPP) of your company even though the stock has been declining?

Just joined industry. I love the company, so I'm thrilled to be here. ESPP was incredible at a company like Accenture, but with the stock price of my current company, I'm just wondering if I should take advantage. The dividend is nice. So if anything, I could treat is as income producing source, if not so much an investment that grows significantly.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

Can we buy out notice period in Infosys

Hi fishes,
Planning a career transition into Data science filed..Need tips

Getting acquired by Oracle. What does oracle use for email, IM and file sharing?

I have an offer for a company abroad. Originally they wanted me to fly out and start the day after Thanksgiving (not celebrated in their country), but because of the holidays I suggested starting in either December or January with the ability to take some holiday days in December to fly back home for Christmas. They then proposed starting out remotely “as soon as possible” in the US as a contractor and then moving abroad to start full time abroad. (Cont)

Do anyone have answer to OFRO TRAININGS

What are your thoughts about putting an explanation for the current gap (as in, I haven’t been working for several months) on your resume, LinkedIn profile or cover letter? If you think it should be included in one of these places, how would you do it?

Okay fish what is going on: I'm still eating at my caloric deficit, working out 1hr x 5-6 days / week, my measurements are smaller BUT I've gained 2kg in 2 weeks - what gives?

Folks , seeking a honest suggestion .. I am in a situation where I'm borderline eligible for pr in countries like Australia and Canada .. but don't have a sure shot . Chances of my company sending me abroad or less .. only thing I can think of is getting a referral while staying in India itself .. even if it's a long shot .. is it possible ?

Heard ICIMS let go of 5% of their workforce today. Also heard that last week they acquired SkillSurvey.. must have cost a pretty penny.. better to keep the acquisitions going over keeping people employed

Dear Fishes

Can I get 11 likes for DM

Thank you all in advance

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

I was recently laid off and I am actively search for a new role. I am mainly targeting Business Analyst, ScrumMaster, Product Analyst, roles but I am open to others.

Must be located in Austin, Texas or fully remote.

EXP
5 Mo- Business Analyst 3
1.5 Y- Venture Capital Associate
1.5 Y- Strategic Planning Analyst

Certifications
ScrumMaster
Specialist Accounting and Finance
Specialist Business Intelligence

Contact
737-707-5156
ajaspercannon@gmail(dot)com
www.linkedin(dot)com/in/jcstrategy

I have been going on interviews and noticed 2 department heads already assume I was laid off or fired due to a 4 months gap. I explained I left my last role due to short term health issues that have been resolved. Not even sure how to respond when they assume. Any advise? Thanks!

In a Big4 deal Analytics group that’s not premier with no path to partner... should I try to move to MBB/T2 to gain traditional consulting experience or try for tech/FAANG... I just wanna make money

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Has anybody ever hired a recruiter to help with the job hunt? Did it work well?

Is there a way to tell what levels are at AWS? I was contacted about a Senior Practice Manager role? B4 equivalent?

I am curious how other inclusion teachers are being utilized when the school is doing remote learning. I find that I am sitting in the zoom class and have very little opportunity to contribute. I am having discussions with my teachers on ways that I can better support them and the students when remote.

Any tips on helping my remote bond/feel more connected with each other?

I m doing leet code problem solving practice since last two months to crack coding interview however I feel it is hard to solve medium and hard category problem most of time . Is anyone else faced similar issue and able to overcome by following tutorial or course ? Any kind of leads to overcome this Issue will be helpful . TIA

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Hi - any good books recommendations for getting started on real estate investing?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Is it common for HOA to ask you to prove your car registration is up to date?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.