Look people, be careful when the market takes a downturn. I lost a significant amount in gains because I had people I trusted that told me to do things in March.

I should have known better and followed the investment books.

People who know nothing are going to talk during bear markets. Block out the noise and continue to DCA into index funds..

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

SD rent prices are just about the same as SF right now. It’s blowing my mind.

Making $37 hr full time with benefits. Chattanooga Tennessee

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

About to start a new job at a start up where I got 20,000 options at ~2.50 strike price, company valuation of a ~$1B. My back of envelope math had future value at around $150-200K after 4 years assuming 4-5X growth. Anyone have any good start up option stories to fuel my optimism?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

Looking to buy a studio in NYC (~600k). How low should I go below asking price when making an offer (especially given that the price went down 5% two months ago)? I’m thinking 15% below asking. Location is okay, no view, and a month to month renter in place. Thoughts?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

About to do my first interview for an in house job (coming from a midsize firm).
What are some questions typically asked, and good answers to those questions?
What are some good questions to ask?

Drop in your questions around amazon joining

Hi folks,
New to Nagarro, can someone help with below query?

Once the project is allocated the project code will automatically reflect in SAP portal to fill the timesheet against the same or how is it done?

Also what do you guys fill in notes while filling the timesheet when on bench?

Switching to the GRE so selling 6 month target test prep subscription, 4.5 months left, for $250. Price negotiable. DM for info.

What GRE materials do you all like? Read about Kaplan and Magoosh.

Has anyone recently signed up to take the gmat online prior to may 20? I’m trying to sign up for a slot in the next week or so, but I keep getting redirected to an error page. Not sure if this means slots arent available anymore

Working as an analyst in Energy Practice assisting case teams with renewables, utilities, O&G, digital strategy. Net experience 2 years! Want to go for higher studies.

Should I
1. Go for technical masters? (if yes, do recommended some good courses)
2. Wait to gain enough experience for a MBA in US/EU

Thanks!

People from K&E keep liking my posts, and I don’t know if that means there’s something wrong with me or if there are really just that many K&E lawyers.

Just ordered a pizza. Another thrilling night in with the bf. What's everyone else up to?

Is anyone familiar with the office culture at McKinsey in CLT? Interested in learning more

Advice needed on handing in notice, I recently signed an offer letter and understand the screening process takes 4-6 weeks. I have a month's notice period and have agreed a preliminary start date in Feb.

I was planning on not handing my notice in until the checks had been completed so its all secured (not that I think I will fail any checks), but apparently I need a reference from my current employer not previous ones. Can't really do this without handing in notice can I?

If you've worked at multiple FAANG companies, what's your secret?

I’m a law school student and am about to graduate next year. I’m hoping to get an internship in the local court, to be part of them and hopefully to assist some of the lawyers and judges, not just see them on “Better Call Saul”!

New here & looking to break into healthcare consulting. Any places hiring for a background like mine? Have a masters in a health science field, 4 years of direct clinical/hospital work, 1 year of military health work. Thanks!!

Hello,

Can anyone refer me for a job opening in accenture?


Thanks in advance.

Hi Everyone!

I am looking at hiring a Sr. Salesforce (Sales and Service Cloud) and Sr. Salesforce (Marketing Cloud) Consultants. They can be based anywhere in North America. If anyone is interested or knows someone who might be. Please shoot me a message or comment below.

PS - Open to Full Time Permanent opportunities or someone looking for contract work is also okay.

Anyone hiring? I’m a PharmD looking to jump from consulting to the industry.

Any trust and estate attorney openings in Texas?

Is it a good time to buy 1BR Chicago Downtown? Lotsa places available under 250k, HOA in 500 range. Plan to live in it for 1 year, looking for jobs in SF, will rent out post relocation. Other ideas?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

I finally created and set up contributions to a 401k account 🙏 whew! Now just need to watch it rain

GME and AMC are not doing well today 😂

Can Amazon please do a stock split 😭

Combined net take-home £8000/month. Wanting to rent for £2300, with additional £300-400 in bills. Don’t want to buy as I will not be here for too long and fear brexit. Is that stretched?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

What's your target retirement savings? Target age? Combined or single?

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

What might be the ripple effect in real estate? When is a good time to get in?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

Can someone help me understand the backdoor Roth IRA rules. I’ve read an article online but have a few questions (cont.)

Recommendations for a Roth IRA?

What would you recommend doing with extra cash after max 401k and IRA? Open a brokerage account and continue to invest in the market or diversify into real estate/small business? Total noob btw...