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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
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3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Can I get a commercial loan without 25% down?
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Taxes are pretty high there. Have you checked
Tag.
Not a lot of information here… What’s your budget? Do you have kids? Are you trying to avoid city income taxes (assuming yes)? What kind of “Long Island Lifestyle” are you pursuing (for example.. close to city, country club)?
Mortgage-wise the only tip I have is to have 20%-30% ready and be prepared for a jumbo loan in most cases so you’ll need the income to qualify.
I live on the Gold Coast. Feel free to DM me.
Yes, taxes are okay. Approx $15k in Plainview/syosset border. I have a new born and okay to put down about 20-25% down.
Syosset is a great school district, but also very competitive
Subject Expert
Where is your first / primary home? Do you have money saved for a down payment?
What kind of advise are you looking for?
Primary for mortgage purposes or tax?
I have 3 primary mortgages which got us the lowest rate. Had intended to live in each of them before they became investment properties but my “circumstances changed” by the time we closed.
Tax you’ll have to prove you live there by utilities, drivers license, car registration, voter registration, etc. I did this while splitting time between 2 houses but check what qualifies as resident for your state.