Made a huge mistake and didn’t read the fine print that I can’t use the down payment assistance program if I want to rent to roommates. I need to sign this document saying that I’m going to be the only resident living in the house. I don’t want to commit mortgage fraud and I’m young, is it a bad movie to withdraw $8k from my Roth IRA to replenish the $8k that I’d be forfeiting from the DPA? I’m expecting to have 3 roommates (est rent per room ($850-$1k) per month. Mortgage and utilities $2200

Does anyone think there is long-term viability in Cryptos?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Is it possible to buy a house and sell it for a higher price?

Does anyone here have a Tesla? Should I do it???...

25 years old consultant . Net worth is -69k. 40k in student loans. The people of fishbowl do inspire me with their 700k net worth by the age of 3 posts.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Does anyone use a financial advisor? Any recommendations?

How do married folks manage finances ..keep them separate or everything common? Have heard married people splitting rent and stuff and not sure I fully understand how common are situations like that.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

With all used vehicles so inflated, Does it make more sense to buy new? I need a car and have a budget of 15 to 20k. Which car would you get and why? No family, single, don't drive much. I like the lexus IS, Camry, etc.

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Is it still worth buying Tesla stock? Especially after rising so much since year start?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Age? Gender? Location? Fav food for suhoor and iftar? GO!

Has anybody given nab codility test.please let me know

What type of job duties does one do in healthcare administration? Interested in healthcare but getting tired of consulting.

Anyone here working at West Monroe’s Healthcare and Life Sciences practice? Would like to connect about culture and experience. Interested in applying, but not too familiar with the firm. Please and thank you!

Has anyone heard of Sandbox industries and can share any insights?

Hi, I am currently working as incident manager looking for job change can someone refer me. thanks!

Asking for a friend- anyone have advice on getting a travel nursing gig in SD? My friend does hemonc nursing and is looking to move to sd in 2 months. If you know any specific opportunities dm me, thanks!!

Good answer for “what motivates you” for MBB interview without the mention of 💵

What was the signing bonus for MBA hires that just received offers this fall?

How many of you work directly with business clients (sales, marketing, R&D, supply chain etc. - essentially, non IT)?
Or is it the onshore business analyst who acts as a bridge between you and business?

What is the Expected Salary for 12 yoe Java aws developer?

startup Gig Alert: I am looking for a brand designer to join our startup team at Lifelines (truly a startup and we’re not in stores yet). We’re a product company set for revolutionizing how people approach sensorial wellness and I’m looking for someone with holistic experience in branding / art direction with a clear, bold visual style. Around 5 years of experience preferred. But work and personality trump years in experience. Always remote+unlimited PTO. Send me books / portfolios.

Where’s the best place to watch sunset around downtown Chicago?

Anyone who has 2+ years of experience in Salesforce. There are openings in Accenture.

What’s the best brunch in the Flatiron area? Boozy not necessary, just good food! My mom and sister are coming to visit and I have no idea what’s good around there anymore 🙃 thank you!

Is it just me or all of these ‘budget’ Japanese sports cars underwhelming? The gr86,brz, and wrx seem honestly overpriced for what they deliver (power wise). Hoping the 400z would be better

Do you think clubhouse will be a hot in the longer run?

Do you thank your tenants for paying the rent? A quick thank you text?

Has anyone here used New Western to buy real estate deals?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Thoughts on Fundrise?

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?