McKinsey & Company McKinsey folks: for the psrp, is there any reason to contribute to Roth 401k as opposed to just putting everything into after tax and then rolling out to a Roth IRA? (Assuming BBB doesn't change things) McKinsey & Company

Also, firm contribution to mppp counts towards the 58k limit?

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To my knowledge if you’re under 59.5 with less than 5 years history you can only rollover funds earned 2+ years prior to latest payment. Keeping those in PSRP means all of the gains are taxable, plus we don’t have much flexibility in choosing stocks anyways.

MPPP counts towards the limit.

Thanks. Assuming you can roll out the after tax with no issue, then would you agree that it's better to do all after tax and no Roth, especially given your point about the stock selection?

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