My fiancé and I both have CSR but have since combined our finances. Should we look to downgrade one of our cards, get the CSP for sign up bonus, and then add an authorized user on the remaining CSR?

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Look up when each of you got the bonus. Needs to be 48 months to get it again.

Not sure why you want an AU on the CSR. I wouldn't. Also not sure why you want the CSR at all tbh. CSP is better for most.

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Weird. I just looked at ours and in 5 years of CSR we’ve never paid an AU fee.

When we got married there was an awesome CSR sign up bonus. So my wife signed up, and I downgraded my CSP to a freedom.

It’s been long enough now that I probably need to downgrade hers to a freedom and I’ll get CSR or CSP again, whenever there’s a great SUB. Haven’t seen any outstanding offers.

CSR has been great, more than pays for itself for us.

AP1 - there is a 85k in branch SUB for the CSP out now

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