Related Posts
FCB Health? Thoughts?
Hi
How is the insurance BU project to work? And if we do not like the project what is the process to change the project that we are looking domain for? I am from background of Banking and capital market domain Persistent Systems Limited Persistent Systems Limited Tata Consultancy Cognizant
More Posts
Any volleyball players here?
The workday is done
Dang, sorry I meant to comment on the post!
Hey, I am looking for Operation/ Audit role for USA company. Can any one help me here. Currently working with MNC whos base is managing client books of accounts, esp for USA clients. Also, have a good grasp on SALT(State and Local Taxes) for these (Sales Tax, local tax, business tax). Please DM me. Happy to work remotely or need be immigrate but would required visa support. Accenture Deloitte KPMG Google EY PwC CohnReznick Tata Consultancy Infosys Wipro Cognizant Microsoft Adobe Walmart Cisco
Additional Posts in Consulting
What's your FB 💙 score?
New to Fishbowl?
unlock all discussions on Fishbowl.
You do not have to remove her from your insurance. When she goes to the doctor, her insurance will pay as primary and yours will pay as secondary.
No- her insurance would become primary, and yours secondary; which works great if the secondary insurance doesn’t have a deductible to satisfy first and/or someone on your plan has a lot of medical expenses.
1. Yes, if she is covered by her employer insurance then you remove her as your dependent.
2. Yes she can add you as a dependent mid year.
FSA stays with you wherever you go.
Depending on the type of FSA, it either expires at the end of the year or can carry over until funds run out.
As for double coverage, check how how will the primary insurance be recognized. Example, is it by the person’s birth date ( March vs. October bdate - not the year), length of coverage, etc. Also check to see if they will need to meet any deductible amounts on the 2ndary coverage. I worked for Medicare Part B and a medical company in my younger years.
Her starting a new job is considered a ‘life altering event’ which will trigger the ability for both of you to make changes. It’s like open enrollment but mid-year because of the event.
From a “legal” perspective, no. However, be aware that one or both carriers may deny claims because the other overlapping policy exists.
Just note that you usually have 30 days from your wife’s job change to make these decisions. I recommend you talk to HR/Benefits to understand options.