My wife is a physician in residency and the two of us have started to think about buying a home in Massachusetts.

I’ve heard she might be eligible for some favorable mortgage programs designed for docs.

fwiw we both have 800 credit scores, so wondering how much better these programs might be compared to a traditional mortgage. Have any of you used these programs? Would you recommend any programs in particular?

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

SD rent prices are just about the same as SF right now. It’s blowing my mind.

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

The account dropped the register down the flight of stairs and it shattered into a million pieces. Fear not the account says, for it was already depreciated to $0.

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Thoughts on the new Chase Freedom Flex?

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Can I get a commercial loan without 25% down?

Whats the second source of income for a IT employee ?

Thoughts on personal loans to consolidate Debt?

What percentage of your income do you save, invest and spend?

Anyone get anxiety thinking about how you’re already funding your parents lives because they gave up everything and worked to the bone for you? I get the concept of giving back and wanting to take care of my parents but damn didn’t realize my life would be so financially tied to them even at 23. It’s like we moved to the US just so I can give them my paycheck.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Did anyone else from PwC sign up for the special rates/accrual targets for status with United for business travel? I can’t find my email tracking my progress, must’ve deleted it. Cont....

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Anyone got SaaS product ideas? If needed, we can collaborate and build the product together.

What does everyone think of proposition 122 on this year's ballot? Do you think it'll pass?

Is anybody here a notary? And how much are you making from that? Is it a potential side-hustle?

How would you describe the culture at IBM?

Guidehouse - Senior Associate: Salary and bonus %???

What are the dos and donts of obtaining a competitive offer to get a raise? What about timing? Is it tacky to do it right after promo season?

Anyone going to the suitcase party tomorrow in Scottsdale? Looking for networking events here... still 50-50 on buying tickets.

Any openings on dynamics 365 ?

Is Hillingdon/ Uxbridge a nice area to live and commute into London? SO is starting a job in Ox so considering living somewhere in between.

Alternatively, would it be better to just live in Ox and getting a train into Marlybone (my commuting tolerance is higher than my SO)?

What should be the ideal package for a SAP ABAP consultant experience of 5 years?

Got offered 68k after 2 years as a contractor (62.5k) doing project management/business admin in a tech department at a Fortune 500 bank. I have an A.S degree and working on my bachelor’s/masters may 2024. I negotiated to 84k NYC. I have seen interns get offered 38 per hour (79k) for internship positions with a similar role.

Thoughts? Should I go higher? I do my job well that’s why they decided to keep me as a contractor after my internship.

How can I make friends in Chicago?

Do any of you use Jo Malone ?

Vote your option for thebest title for me on LinkedIn ? Recently started a company. I do services and sell a software as a third party. Long term goal is to meet other co founders and start companies.

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

How can I invest in real estate ? Looking for an additional passive income source

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Do you thank your tenants for paying the rent? A quick thank you text?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.