overwhelmed with where to start to manage my finances. 4 years ago I had 30k saved now have 12 in my emergency fund. I had to pay down cc debt but mainly its school payments. I have a 401(k), budget i dont stick to. Roth IRA. I have something like stocks from job that I need to get a handle on how to use. Also getting A masters and I’m nervous about paying back loans once I graduate because doesn’t seem I’m gonna grow in the role that I’m currently in and not sure what next field to move into

Trying to laterally move to another in house position. At my current company, Counsel is a Manager level position while Senior Counsel is a Director level and General Counsel is Senior Director. Would like to find if Counsel is a Director role at other companies.

Up for an in house position at Big 4 consulting. What is the salary range? Anyone have insight? Anyone have insight on the work life balance?

Hey hey guys.
I am looking for a good example of a cv of a mbb consultant who moved to a FAANG. Any guidance here

Hi fishes actually needed your advice if it is good enough to switch from reactjs to angularjs?

Can we discuss growth in SAP SD and important areas to focus on!!

In Indian companies if you are selected as SD Consultant are you really doing consulting work or working on only Testing of it?? Please clarify 😊

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Which is the more lucrative and flexible long term career path when comparing .NET development vs salesforce development.

By flexible I mean in terms of moving between positions, companies and technologies.

I've done both and am currently doing salesforce development but don't want to get pigeonholed.

Out of curiosity. How would a company view a potential candidate who has a period of unemployment to study for the CPA. I am considering to start studying for the exam but I know I would need to leave my employer in order to give 110%. I am contemplating the idea of at least passing one part while employed. Then leaving my employer to study FAR. I am considering to leave my current employer anyways, so it’s more of how my future employer would view that lapse.

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Currently work at a Big4. Been thinking about leaving and either go to a private company or a smaller public firm but feeling like I'm not good enough and/or don't have enough experience to leave. Any advice/thoughts?

I have been working for a large corporation for over a year and I new to the company. What re peoples opinions about seeking a promotion or applying for internal jobs? Do you make a move or do you stay in position longer?

What is the biggest piece of advice you’d give someone starting a new role/joining a new team?

IT

Hello, not sure if I should move this to the Referral Bowl or here is good.
I have multiple years of working in Sysadmin/Tier 2-3 roles. Still experience trouble getting another SysAdmin role since I lost mine. I live in a state with plenty of work if sec-cleared. I cant get one.

Anyone work somewhere that could use an exceptional sysadmin, and that understands people aren't their past mistakes. Stuck back on helpdesk & want back to sysadmin
Have documented proof of work/performance

Other than me being sick of my job and wanting more money, what are some other good reasons I can tell a recruiter why I'm looking for a lateral position change?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Kind of a different question ... for those who made the move to PE, any questions or things you wish you would’ve asked / known when you were interviewing that you know now working in the role?

Any advice for understanding whether sourcing would be a good match for your personality/innate skill set?

Im pretty extroverted, I have been told in reviews that I peak in verbal communication, and I have really loved conducting expert interviews in DDs.

However, I’ve worked some sales jobs in the past, and I had a hard time with the variability and staying positive bad times when nothing is sticking.

I was wondering if anyone works as a medical examiner assistant (gov) and what your salary is?

Best elder law treatise or practice guide for Florida?

Polling those willing to share. What is your OTE? And does your base comp ever increase based on performance or a merit increase?

“My only concern is that...”

Can you use FSA to pay membership fee for one medical?

When an agency is about to hire you as a creative lead but without seeing your book to find out what you had done in your career, is that a red flag to you as a creative?

Is finding a Generalist position for more than 50k but with me having less than 7 years of HR experience reasonable? Is a generalist position the best next step to get more experience? I have a masters in HR and my SHRM-CP certification. Any advice on upward moving in the industry is welcomed. Thanks in advanced

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Just saw that Airbnb's salary range for a 2+ years experience Data Scientist in US is 129k -180k USD.
In INR its 95L- 1.4cr. But in India do they pay even 30L to 4 years yoe?
Last year I saw such salary range for 4+ yoe in US. But in India its yet to increase.
In this quarter these companies have started negotiating in the name of US recession. Irony is salary range didn't decrease in the place where the recession is supposed to occur.
All these articles published in India are just to fool them

Hi Fishes,

Can someone help me with some information about Deals strategy team at AC Bangalore. How’s the work, environment and pay?

Anything will help. Thanks

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

Can someone look into their 🔮 and let me know if you think it’s feasible to go to the Grand Canyon or Zion late July/early aug?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Any good wedding ring sources aside from Blue Nile?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Thoughts on personal loans to consolidate Debt?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Have about 5k to invest - should I do FXAIX or FSKAX?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.