Saudi sovereign fund just dedicated $800B to purchase residential properties in the USA. On top of Black Rock and other investors, why is this legal?! Already hard enough to navigate this environment trying to purchase a decent house at a non ridiculous price.

Thoughts on the new Chase Freedom Flex?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

How long of a commute would you consider to be too long? First year associate trying to balance convenience with living more frugally to save up some more money.

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

What is the *prime* amount of money to bring you happiness?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Who else is reeling under the pain of taxes?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

What kind of gifts are given at fidelity investments during year end?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

We’re expanding to USA soon - anyone with experience in order management looking for an opportunity? Part-remote work available and I don’t require a yes-man or overtime 🥳

Hi All, I am currently a Data Analyst with 1 year of experience and pursuing a masters in Computer Science (expected to graduate 5/2023). I am looking to transition into an entry Data Scientist role (preferably remote or Philadelphia, PA). Can someone refer me or let me know who is hiring?

I can provide my resume if needed.

Strategy Consultant, recently promoted to Manager with a focus in tech and life science. What level roles and financial packages would be reasonable for an exit into tech/health tech/digital health? Mostly interested in product strategy or growth strategy roles in SF, Seattle or Boston. Anyone have experience with this?

Hi guys, I am looking for a change after 11 years serving in the current organization. I have total 13 yrs exp. with only 13 LPA as I am in the same organization and didn't switch. With EY in the HR discussion they stated 19.4 LPA fixed, but I requested for 20 LPA fixed (though the difference is not much). The HR stated they may need to take approvals and the call ended. Do you know whether they will come back? How many days usually it takes HR to come back? It's the 3rd day almost.

How to get release from a project? Hating the work environment and pressure here.

Science & Democracy... Thoughts?

Bad idea to reneg on an internship offer for a better offer?

Anyone here familiar with Forrester? What’s it like working there? I’m interested in chatting and possibly getting a referral.

Would ey gds renegotiate the package with just few days of joining..?

Which is better company to join? Impetus vs hashedin

Role- Data engineer
CTC- almost same 16-17 almost same
YOE- 3.5

Is the package good? Or can I negotiate more?

Boyfriend and I have been dating for ~1.5 years and we still only spend weekends together. I want to move in together at the 2 year mark but bf thinks it’s too soon... just feels our relationship is stagnant and not going anywhere. Any thoughts from ppl who’ve gone through similar situations?

Any IT compliance peeps over here can share what they do? Planning to move to industry

Anyone want to do apt swap for a weekend or longer - NYC here for LA, Chicago , London

Is there any way to avoid transformation/augm/implementation if I join a consulting firm? Did 1y of LDP and now doing pure corporate strategy & some corp dev. Enjoy the work but curious about strat/mgm consulting for the $, fast-track, and exposure to industries.

Most woman with excellent WOE don’t negotiate their pay.. I’m a woman working in Tech and this is so sad to know..

Hello everyone, is everyone back to the office in Milan or your company has a WFH policy?

To the clients scheduling meetings over the inauguration: get over yourself.

There is a big amount of other bonus for tech stack in persistent salary structure apart from gross salary and CPB. Do they pay the full amount? Please assist.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

How can I invest in real estate ? Looking for an additional passive income source

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi - any good books recommendations for getting started on real estate investing?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.