Should I be contributing to my 2020 or 2021 Roth IRA currently with 4k left to invest?

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2020- this will give you time till next April to invest in 2021. From a financial perspective it doesn’t matter but you should plan on maxing out your IRA.

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2020! Max out ‘21 after

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Appreciate the help y'all - pce n luv

uplifting

Since you already got you answer another thing that I recently learned is you can contribute to your IRA using your HSA money this saving even more tax.

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1. 2020

2. 2021

2020! Just to reiterate :)

2020 tax year. once you miss the deadline, you can’t contribute for this tax year. You have until April 2022 for 2021.

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