Should I be contributing to my 2020 or 2021 Roth IRA currently with 4k left to invest?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Is there a home buying group for Seattle area?

What is the *prime* amount of money to bring you happiness?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Any suggestions for joint investment account with a significant other?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Are we allowed to trade crypto on TD Ameritrade?

How much do you keep in the bank vs brokerage?

Thoughts on purchasing VGT, VOO and VTI right now?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Any recommendation on books that discusses cryptocurrency? I am reading Vigna The Age of Cryptocurrency now, but is there any other book that discusses more extensively on one of the fintech(e.g. Smart Contracts)?

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

🐟 in NJ - Any trusted tax advisors around Newport/Journal Square?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Compared to FRM, CFA is tough because it requires an enormous commitment to complete all three levels

Anyone work at ProAssurance/MedMarc? Have potential to move for 25% higher salary and fully remote work, but wondering if there’s advancement opportunity and how the culture is. Thanks!

Can i get released from project while being on notice period ?

Dogs in offices are cool, but who's offering some comfy siesta benefits? 😴💤

Hello Fishes,

Deloitte USI is offering me 15LPA fixed and 1lack joining bonus and HCL offering me 23LPA fixed. I've tried to negotiate with deloitte but they are not ready to negotiate and asking me to join on the same CTC which was initially provided. I'm confused to select the company. It would be really helpful if anyone could share their views. Thanks.

How important is the border issue for you all when voting? My first time being so close to the border, and I still don't see how it's such a big deal smh

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

I am new to SD and I'm looking for recommendations on cute and/or unique bookstores to visit? Bookstores are my happy place and I would to know which ones I should be checking out!

Hi SD bowl! My partner and I are both in our late 20s, into surfing & are looking to relocate to SD. With that in mind, what areas should we be looking at that’s aren’t PB? We’ll most likely start with Airbnb for long term renting prior to getting a spot.

I’m honestly tired of being at an agency and not feeling as fulfilled as I used with strategy as a career. Have anyone here make a career change? if so, what other jobs out there - outside of agencies and client side - can you apply what you know as a strategist? Curious if anyone has done it and has some advice.

Hi All, I am currently a Data Analyst with 1 year of experience and pursuing a masters in Computer Science (expected to graduate 5/2023). I am looking to transition into an entry Data Scientist role (preferably remote or Philadelphia, PA). Can someone refer me or let me know who is hiring?

I can provide my resume if needed.

Do bulge brackets still finger print & drug test as part of the background check process? Do they check credit, too?

Okay, so I have pretty bad cystic acne, clogged pores and enlarged pores. I’ve been using curology and a mild dermatologist recommended soap. I have seen some improvement, however I was curious if anyone was struggling with it and has tried the “Flo Vitamin gummy’s “ on top of my fertility struggle this really has kinda killed my confidence. I know it’s not specifically fertility related but Was hoping to get some feedback on similar situations

Any suggestions for self help books on anxiety? Been dealing with anxiety for quite some time now and have been seeing a therapist but also just want to see what other resources are out there.

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

With rates going up, is now a good time to start a CD ladder?

Best provider for good rates on used car loan?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Considering opening a 529 plan to fund my MBA in the future, is that possible?

Thoughts on pionex?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Gl as a aor

Are we allowed to trade crypto on TD Ameritrade?

How much do you keep in the bank vs brokerage?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

Thoughts on purchasing VGT, VOO and VTI right now?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Robinhood vs Webull?

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Would you buy a brand new car in cash?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?