SOS. Wracked up a ton of credit card charges last month. Have three credit cards. One is fully paid off. One I can make the min payment. The last is Amex gold and I can’t pay it all down. What to do?

Looking for an investment that will produce current income and has a small minimum investment size. This would be for myself just to have more income. I'm willing to take any amount of risk

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

How long after “interview ready to be scheduled” did you wait for an interview? Marriage to US citizen for i485. Still no EAD or travel document. 5 months since filing.

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Everyone back to office full time starting August 30. Some return to travel before then. Location is NYC.

Are there any major differences between the delta lounges at LGA?

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I am planning to move to India from United States, I have around 7 year of experience and masters in CS from US university, current pkg is 113k$ per annum in Infosys as senior consultant, how much should I expect Salary Range in India currently in any company??

Is there a home buying group for Seattle area?

Anyone knows how chase sapphire travel insurance works? I used the first leg of the trip but cannot return due to an illness. It is cheaper for me to cancel the return leg and buy and new one way.

Guys, what platform do you use to trade US stock?

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Can I save tax by buying second house if first house is already in my name?

Can anyone help with a referral to delta airlines as a flight attendant? Thanks!

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Don't miss out 3rd Annual Dementia Congress 2023 on May 22-23, 2023! Recommended by Ruth Finch at 2022 NPA Annual Conference via Whova event app

Anyone still play Pokémon Go?

Is 25 too old to lateral from my no name boutique to an MM or BB?

Negotiation in new offer: I’m moving from fully remote to fully in office (with chance of hybrid later) offer for associate director in quality in pharma for 170k base, 18% bonus and 75k equity. I’ve asked for a sign on bonus as I’m not eligible for annual next year and will be missing my current jobs bonus. I should hear tomorrow (asking for 28k). Thoughts about the offer? Should I ask for more equity or is that standard? They’re public (currently ~$20)should I get the hybrid option in writing?

Does anyone know why managers call themselves “Executives”? In my mind, I only consider Senior Managers and up an Executive. Just curious if anyone else thinks it’s a little bit of a stretch.

Been using OneNote for the past couple of weeks. How this flew past my radar all these years is beyond me. What a discovery!

I wonder if we’ll still have minimum billable hours if WWIII breaks out

Hi All! Looking for some advice. I am a manager a country club but I do everything. I’m in charge of outside events and member events, in charge of the front of house staff, scheduling, ordering and membership sales for the club. I feel I am very underpaid at $45k. I do get commission but it’s very low ($10k give or take for the year). I work 6/7 days a week sometimes 10+ hrs/day. I’ve been researching salaries to be able to negotiate higher pay. I want to ask for $60k-is this reasonable?

In your past experience, how accurate have you found the ranges for positions on Glassdoor?

For product marketing manager what does rhe day to day look like? Any youtube videos yall can share?

Is there a legal way for an international student in the US to earn money on the side?

Anyone from BCG Gamma who wouldn’t mind DM?

Can we keep the Bosch company laptop with us permanently?

Can anybody tell me does BOSCH support buyout option? Should a candidate serve 3 months of notice period strictly?

How All,

My HR was completed on Oct 6th. It's been one month and still didn't receive an offer letter from Bosch Bangalore. They are feeling it's pending for approval. Any comments ? Did anyone receive offer letter after 1 month ?

Hi, How much time does Bosch take to release the offer after HR round?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Thoughts on SoFi bank?

Thoughts on marijuana investing? Best investments, so like equities or funds?

ICLN or TAN for clean energy long term?

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?