Struggling to settle in a price point for a monthly car payment...pay $600/mo for student loans & $1k on rent - on staff salary. How much do others budget for their vehicle?

like
Posting as :
works at
You are currently posting as works at

Take the bus and get a used car and pay it in cash. Half, if not more of your income is going to 2 things. Last thing you want is another obligation

like

Depends on what your priorities are. I personally love my car. I don't go out often and am okay putting "play money" into a car. The smile my car puts on my face is what keeps me going in PA... no lie.

like

I drove my crappy hand me down car from high school until it was about to die and I had enough savings to buy a small used car with cash. No monthly payments here 👌🏼 Otherwise I budget $90/mo for gas and $75/mo for insurance.

like

I am with EY. Had 220k miles before buying another car with cash.

like

There is only two kinds of Jeeps, a Wrangler and a Wrangler Unlimited. Further, if it is AT it is not a Jeep. I have a 16 Unlimited not peasant shit like a Compass.

like

430 on my jeep. I own though

like

How is it brilliant? He has nothing to show for it once his lease is up. Like paying rent on a penthouse with nothing to show for it once you leave.

like

^ hater. I don't care to lease - I like switching up my cars. Mazdas are great cars. Got a crossover for its utility and AWD capabilities for NYC weather. My next lease will be an Audi Q5 which I'm super stoked about

like

What other expenses do you have? List them all out and find what you have left. Any other debt i.e. CC? Food? Laundry? Discretionary? Savings?

like

$325 for Mazda CX-5 suped up/ $160 for insurance . Lease is 36 months 12k miles a year

like

^ This is brilliant. I don't think car payments should be more than $400/month.

like

You don't care to buy you mean? ^

like

You can lease something like a Honda Civic for 0 down, 99$/month with 12k miles.

like

$200/month for a lease payment on a 17 forte. $130/month for my car insurance. $40-60/month on gas depending on driving habits so I split it and bake in 50/month for gas. So about 380/month for my car. I don't include discretionary expenses in this or annual payments like oil changes.

$168 car and $100 insurance/mo.

Dang how is everyone's car insurance so high? We have full coverage on 2 vehicles, liability on two vehicles, and insure a boat and snowmobile for less than 125/month

No way I could have a 12k minimum for miles on a car. Too much travel for work!

Get rid of the loans before you buy that beemer.

@ EY 2: it's brilliant because it's a Mazda. Some cars are more than the sum of their parts.

$359 Honda accord - $5k down

Related Posts

Please help with the in hand salary for this offer Dell

Post Photo
like

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

likehelpfulsmartfunny

I am hoping to crowdsource some salary data for sustainability consulting as I feel like there may be better paying opportunities out there. I'll start; I make $80k with a masters in engineering and 6 YOE. I am at a boutique firm in a second tier city.

like

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

like

What’s an appropriate base salary for a pharma marketing DTC Director for a blockbuster biologic that’s on tv? What are typical bonuses and LTI? We only have 18% bonus and $37k LTI per year (approximately depending on stock price) for directors. Our base salaries are all over the place for directors.

like

Hi folks need help. I was given a retention bonus which I had to return. But my ex employer is not removing the returned part from my form 16 which means not only I have to return the whole amount but also pay tax for the retuned amount. Has anyone faces similar thing. Anything I can do about this?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

like

is anyone familiar with pay differentials, negotiating for a temporary raise or some other form of compensation for extra work? 3 coworkers on my team have recently resigned, and certain shifts are being expected to work at half staff until new hires can be brought on. if my workload is being doubled, i expect to be compensated, as they are paying one employee to do the work of two. any suggestions or wording on how to address this?

like

Is it true that comp changes at some top consulting firms depending on how well your bschool is ranked?

like

User experience mgr salary? I support six product teams and eight reports. 20+ years experience

Does anyone know salary estimates for an Associate role at Norwest Venture Partners?

like

What could be the salary range for a Senior Product Specialist in GPI?

Also, how is the culture and work life balance?

(I know recent trends show that work life balance should not be considered, but I am one of those people who cares about it!)

like

SC 2nd year in Deloitte with$95k base , getting Associate Manger role in Accenture. Salary $105k. Yay or Nay

like

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

like

Hi Fishes,

Can anybody please help me out with the market corrected salary of Associates in PWC India (Tax Tech Stack).

like

Please what’s the salary for Assistant Manager in Deloitte Financial Advisory role ?

like

Anyone investing in index annuities? Can someone explain why this is beneficial?

like

I have a return offer from a big 4! Thoroughly enjoyed the experience as an intern and have no complaints. Would love to go back.

However, a bit confused if I should try and recruit with MBB’s or if I should accept the big 4 offer already and take the sign on bonus?

Would it be a blunder to NOT try recruiting with MBB’s ? Besides the monetary aspect, what are the other things I’d have to think about?

like

What would everyone think would be a good salary for a senior manager of digital product and strategy for an established fintech company? Comparably has 179k base as the median. Recruiter mentioned 173 as their all in top.

like

I am working in EY LLP as consultant 1 and joined in June 2021 I got an offer in Dubai protiviti should I wait to get bonus and then leave or should I leave and how much bonus can I expect .

like

More Posts

Friday July 1 off...that's the big news

like

Still waiting for the Heinz soup response

likefunny

Can I export a list with all emails I sent for the month? I would like to use it to compare to my billed time to make sure I don’t miss anything. Usually I go through my sent inbox but it has so much extra info so it’s not a quick scan. Plus outlook does weird things sometimes like combines conversations so I only see most recent sent item in that convo. Alternatively, do you have a good way confirming you caught all of your email time?

like

Anyone have United GPUs to offload? Looking to purchase two.

Hello everyone...!
Infosys has openings for automation testing and ETL testing.
Minimum experience - 2 years
Contact me if interested @

like

What is the salary range for a Product Manager in the Atlanta area? I have 3 years of experience as a Product Specialist and have been offered a Product Manager role but don’t know how much to ask for. It’s in fintech. Any insight is appreciated!

like

Anyone from Genpact Hyderabad Hafeezpet location?
I just joined Genpact and have some queries.

Any assistance you can provide would be greatly appreciated😊

Need help here,
Due to health issues I resigned from paytm in just 2 months.
5.2 lpa was the CTC.
Which skill i can learn that lead me for a higher package.
Total YoE : 3.5 years
Knowledge: SQL, Clevertap(basics), Digital Marketing

please help me here

like

Why is Oracle buying tiktok? seems utterly far stretched away from oracle’s current business model

Post Photo
likesmart

After figuring out FI/RE I am less motivated.

likefunny

What kind of work EY GDS have in Power BI if there is only excel and PPT related only work being performed? Any one in EY who is working in Power BI tool? I am yet to join EY GDS but m worried by seeing lot more post related to copy paste work here.
My service line will be F & A. Can anyone please tell me lil bit on this service line and wlb. If any one working in F & A service line in Power BI, Please put your thought as it will be much helpful in decision of joining EY GDS.

like

Anyone here worked on the hill, did you work on the hill for less than a year and try and get back on?

like

Is Julio Jones a decent flex option for this week if Godwin doesn’t start? Full PPR league. My current roster options are Damien Harris, gainwell, and Osborn. Thinking of dropping gainwell or Osborn to get Julio off waiver for this week.

like

How many married professionals with young families are just sticking it out “for the kids”? Marriage is very dead and has been for a while. Young kids 4 and 1. My wife and I don’t fight, but share 0 interests outside of the kids and can’t stand to be around each other. I’m so ready to leave… I just can’t bear the thought of doing it to my children even though another part of me feels like wife and I would both be better parents if our lives were separate. Anyone else done a similar analysis?

like
like

Steve Wozniak isn't afraid to critique Apple devices, and said he couldn't tell the difference between the newly released iPhone 13 and its predecessor, the iPhone 12.

like

What are your opinions on getting too much work in early phase of career? I have almost one year of experience and after switching to a new organisation I have like alot of work in my plate. I know it might be good for later part of career but just want to know your opinion. Tech stack .net, yoe <1

like

Just for general edification, what do people read habitually? News outlets/educational publications/blogs/independent media?

like

I just had my yearly evaluation I received 4 outta 5 rating. Currently make 109k what percentage increase should I expect? I was told Im getting a title change / small promotion. Thx!

like

Additional Posts in Accounting

Thoughts on getting CFP when done with CPA (1 test left) and pivoting from audit to personal financial planning? Estates, taxes, savings, etc. Or should I just stick the OG plan and go into industry FP&A when I make senior/CPA?

like

Does anyone have any good books or podcasts about how to develop leadership/ managing skills?

like

About to take an offer at EY. Want a baby soon and saw the great news about increased parental leave. Question is, can u use vacation time consecutively with it? Right now most on leave take 5 months

like

6 years in public accounting, manager 2. Is a financial reporting manager at a $2billlion SEC company a good position to transition into? Your thoughts pls.

like

Do big4 directors retire with the same benefits as partner or some other?

funnylike

I’m an incoming associate in a tax group this upcoming summer/fall in Chicago. Super nervous to start. What are some advice you wish you knew in your first year or would give to a first year?

like

press x to doubt

Post Photo
likefunnyuplifting

Did any of you struggle with being ‘cooped up’ while studying for the exam? I’m ready to say f it to public and the CPA because I’m sick of having no life

like

Random: is anyone in the same mindset as me that everything has a black or white answer and grey is just created by people that don’t want to make tough decisions? It’s a debate I have going on with my wife and some other outside parties.

like

For those of you who have left public accounting for industry, are you happier in industry or do you regret the decision at all? How is the WLB/office culture in industry? My apologies if this has already been asked on here before.

like

I love my job, idk what you guys are complaining about...

like

Looking at cpa experience requirements in MA. You need at least 1 years of experience but "no more than 3 years". What does that part mean?

like

Anyone who works at Deloitte: is there anywhere I can go to find training videos for softwares used at the firm like AS2, etc?

like

Would you leave the big 4 as a SM for 100% raise (all in) even if you knew you’d make PPMD within the next 3-6 years?

like

Is it possible to make a jump from a national midsize firm to big4 at the manager level and still have the potential to move up the ranks to partner?

like

How much does a first year tax senior make in the Silicon Valley area?

like

How important are social skills in PA? And has yours improved over time as a result of working in PA?

like

Parking should really be reimbursed! Especially when its $20 a day.

like

Moving to atl- what are typical 1x1 rent prices?

like

Not having luck finding a relationship or having any guys interested in me for 28 years. Thinking about resorting to plastic surgery to increase my chances of finding somebody

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal