Traditional 401k vs. Roth 401k?

Context: 25F. New associate at $63k. Also have a Roth IRA, HSA, and HYSA.

Leaning toward Roth 401k due to the expectation I’ll be in a higher tax bracket later, but would love to hear advice from this bowl!

Considering buying a home but was told to account for unexpected maintenance bills that come with owning a home. What’s the biggest bills you guys have received (e.g. broken air conditioning)?

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

What are the parental leave benefits at Siegfried? I can't find any information on their benefits package or online, neither can I find it on the internet, I'm new and don't want to ask about it since I recently started,not planning for a baby right just want to know for the future.

Anyone in Vancouver want a Programmer Analyst role doing data conversion from Oracle into WD? UBC is a great employer that pays well for Vancouver / Canada and the work is remote, though you have to be in Canada. 4 weeks vacation and benefits start on day 1

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Does LTI provide reimbursement for WFH setup ?

Just got a financial planner/advisor. Tips on prepping for the first/intro meeting?

Ex healthcare workers in Tech/Sales Engineering/ Healthcare consulting;
I have my masters in nursing/FNP (1 yr) making <K70 (Indiana) due to low patient census in my role. No desire for a different FNP job nor to return to bedside nursing (RN 5 yrs). I have heard of some individuals with remote positions making >K100 with little to no experience in tech or consulting after doing a boot camp or cert?
If you pivoted; What’s your current role/ Income & what did you do to complete the transition?

Use savings to (partially) pay for business school or invest and fully cover via loans?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

What is the name of the credit card that gives you United PQM for each dollar spent?

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Pwc salary structure? Benefits

Urgent

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I am interviewing for an AVP business data analyst in London, 2 YOE.

What benefits does citi offer and what salary can I expect / negotiate?

HCL -
Fix -   1,156,500
Variable - 107,200
Total CTC - 1,340,006

EXL -
Fix - 1,100,000
Var - 1,650,000
CTC - 1,345,000 + 50 K Joining bonus.

Which offer is good and which company should i join.

How strict is Jio background verification?? My wife has not shown her previous company in CV and now HR has asked to share last 3 months salary slip to release offer letter. Is it fine if she skip this company??

Does London banks do drug testing for new hires? Not a new hire but looking to switch offices within the company, thanks!

Not a drug hardo at all but sometimes enjoys the occasional 420 on weekends

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

I'm a recent MBA graduate from Vancouver, Canada. I want to make career in Digital Marketing. I'm facing hard time to find a job in the same. Indeed and LinkedIn are names. The way they send the job recommendations is pure gimmick.

What are ways to land a full-time permanent job? Any referrals here

Saw someone on my team floss their teeth with their own hair in the bathroom like it was normal & i was stunned. Is this seriously a thing? please tell me it’s not…

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

Would anyone in a product analyst role at Visa or senior product role be open to chatting? Looking to pivot into payments industry from financial services and would love to get a better sense of product

I have to pack to leave tomorrow morning but I really don't want to..

Anyone experience not working well with managers and up (due to micro-management, talk to you like a child, etc), but find them cool outside of work? Finding it hard to hang with them during HH now.

How is Quinn Emmanuel’s culture? I’m interested in their virtual office.

If you’re apply from a big 4 to another for the same job you do, how do you explain to recruiters why you want to be there? It’s basically the same place…

I recently cleared all rounds of interview for Mindtree and waiting for the offer letter. However, since Mindtree has been recently acquired by LTI, is there any layoff expected to happen in Mindtree?
Kindly pls give me an idea about how the situation is now in both companies.

Hi Fishes,

Could anyone please tell the avg year on year hike in Societe Generale GSC? Thank you.

Anyone work at Guidehouse and know next year’s benefits? Have job offer but they won’t tell me if benefits will be the same for 2023.

Looking for advice! I was approved to work remotely but my salary will decrease 10%. I received two raises so the decrease brings me down to my previous salary. I was told that it’s due to the cost of labor in the area.

I’ve been with my company for 8+ yrs, I love my manager and the work I do (engagement, recognition, & wellness programs) but I feel like I’m limiting myself since I have the experience, an HRM degree, and SHRM-CP credentials.

Should I apply for roles outside the company?

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Who’s buying the dip today?!

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Best HYSA with a good account opening bonus?

Mutual funds you have your eye on right now?

Anyone part of F45 or close side red franchise opportunity with them ?

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Just got a financial planner/advisor. Tips on prepping for the first/intro meeting?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?