What’s a comfortable HHI for a couple looking to buy a house in London in the 600k range? No kids or debt ~ 70k deposit?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

FIRE - What is your total net worth so far? What's your profile?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

What are the best ways of tax exemption

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

In your opinion which is the best target fund to choose in IRA Roth?

Is BRK-B a buy right now?

Hi everyone

Im yet to receive an offer from poland offer would be 22pln gross my Indian CTC is 17lpa base pay.could you suggest me poland will be good option to choose if so how much can I save in poland .i will be moving with my wife and a kid .my wife will also look for job not immediately.

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Let's compete! What's the craziest fake news you've heard so far and how many relatives of yours believed it?

Im sure people have seen the anti-Asian violence that’s gone on in the US. I have several colleagues who are Asian American that I’ve been friendly with for many years (in some cases over a decade). I know that at least some are extremely nervous about things right now. Have people in similar situations said anything to their colleagues? I’m not a very sensitive person and am really not good at this type of thing, but I really want them to know we see what’s going on. Any thoughts appreciated.

What’s big law like in San Francisco? Anyone have any insights to firm cultures or billable targets?

Boston biglaw associates, do you pay for monthly parking and drive into the office? Or do you still ride the T?

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

Suggestions for bilingual directors (Spanish & English) for patient testimonials?

Could anyone please suggest what are some good product based companies that hire for oracle applications/ ERP roles? Any suggestions would be really helpful.

NOK to the moon baby 🚀

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Struggling with a decision. Just started a new role with good manager and WLB within healthcare technology. But another large tech firm/cloud/software reached out and willing to pay 20% more. Not sure what the WLF is for this other role. Should I take the better paying role?

What tools do you use for quarterly brand trackers? I’d like to do a survey for my customers to measure brand sentiment. Are there better tools than Google Form?

Any tips on transitioning from life sciences strategy to payer/provider?

How can I switch to a product-based company as an SDET from a QA analyst
My current YOE - is 9 months
current skills I have
Testing (Selenium java+appium+Cucumber(BDD/TDD)+maven+TestNG+Postman(API)/SOAP/Rest Assured+Jenkins+GIT)
Other skills: (Unix, Python, Java, Data Analytics, NLP, DeepLearning)
I'm Also doingData Structures and Algorithms and Leetcode.
Projects: (One Project on Animal hunter Detection/Alarm system using DeepLearning, NLP-based Sentiment analysis using word2vec/bag of words)

Hi All, please provide your inputs.
Which of the following opportunity is better in terms of learning opportunities, technical and career growth.

1) JP Morgan, Banglore - 18 LPA (fixed) - Apache spark, Java.
2) CITI, Pune - 21.7(fixed) - C10, Java+Angular full stack developer role
3) Barclays, Pune - 18.5 LPA (fixed) - BA3, Java backend developer

Experience: 4.10 yrs
My current location is nearer to Pune.

TIA!

My job just announced mental health benefits to help end the stigma: 25 therapy sessions for employee+family a year at no cost. 🍾🍾🍾

Best prework that won’t kill me? F 32 looking for a morning pick me up before gym/cardio
Low cal/low sugar if possible

It's been just about a year since Astroworld. Do you all feel safe at large events? Do event organizers and venues do enough to keep attendees safe?

Hey folks, I'm getting an offer as a SC in EY UK. Presently I'm a manager with EY India (up for SM next yr Oct 2021). Comp is 55k range (haven't officially received the figure, a few more days it's expected, doing some homework before that).

I'll be moving with family. Wife may not immediately start working (,find a new job, we have a toddler daughter as well 2 YO).

I personally don't find this offer commercially attractive. Can someone offer some counter arguments?

I have received an offer from Deloitte UK as a Sr Con.
Any idea how much is the % annual hike in salary and yearly bonus % for AVG and TOP rated candidates in Deloitte UK?

What would you say it's the average salary for a consultant with 4 YOE in London?

What a good news to have on Friday. IR35 repealed from April 23. Good old days of contracting are back. Good riddance from consulting companies who charge big rates and pay peanuts.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Advice pls - was confirmed that Deloitte would be moving to offer approx 3 weeks ago. Offered lower than expected salary, asked for an increase and haven’t received any confirmation on the original or revised offer. Chased recruiter a few times only to receive a reply that its pending partner approval. Passed up a better offer in favour of getting into consulting and have another offer which I cannot afford to lose. Passed up offer 85k FNZ SC, current offer £80K Barclays VP, Deloitte -70k+6.7.

How much is the pay for data roles in the UK? I'm a data analyst with 2 years of experience and a Masters degree in Data Analysis. I have a decent project portfolio in data science. I'm experienced in SQL, Power BI, Excel and Python. I'm eager to land a data analyst or data science role. One of the companies offered me 36K. Is this fair? If not what should I aim for? How much can I negotiate?

Just got an offer from PwC for 47.5K for SA role in Manchester. Feels kinda low considering everyone just got a 7%+ pay raise. Can anyone comment if this is in line or not? I was told this would put me above the SA band

Nice bowl to avoid lowering the average in the US-centric threads. Anybody else finding that with the lack of pay rises this year, it’s become even harder to benchmark? Had a few recruiters recently suggesting I’d get 25% more by moving to a competitor but no telling whether that’s a short term-gain for a longer term hit.

What UK sources do you look at to understand your market value?

What's the general salary hike for a senior consultant in EY in a non-promotion year and promotion year (S to M)?

Currently looking for Tech consulting/ Implementation consultant/ privacy roles in London. I have both CIPP/E and CIPM.
Please let me know if you know any roles that are available? Or any recruitment agencies you can refer me to

Thank you

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Just trying to anchor my minimum expectations a bit and would really appreciate some help. If I enter industry at the strategy manager grade into a large (FTSE 100) corporate. What does my earning trajectory look like (assuming I continue to progress through grade towards Head of Strategy)?

Any idea what are the salaries or pwc UK as Managers and Senior Associate ? How they’re different between tier 1 and tier 2 cities?

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

Does anyone have details of the different consultant levels/years exp/comp for Capgemini? Yes Glassdoor has company details but the consultant levels don’t make sense on there...