What’s the best way to save up for a down payment to a home purchase and where to put the money in so it increases savings faster? I’m a creative and not so great with saving

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

Is now a good time to buy VTI?

How many btc do you own ?

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

How useful are Macros and VBAs for tax prep?

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Frustrated by paying so much tax!

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

What is the best solution for home security? ADT, Xfinity. Viviant, etc.? I live in SF Bayarea.

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Best resource to learn about the energy generation world and trading? Would appreciate some courses, books, or leads.

Can anybody tell me about this independence rule in KGS. Does my spouse also has to dispose off his stocks listed in restricted entry...I joined as Manager in advisory ..

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

How do I configure a stop loss in bittrex? Is it even possible?

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

I just got called about a job on Thursday, showing interest. They’re already back in the office so the job would require me to be. Said they’re classified as an essential business because most of their advertising is for healthcare. Is this a hard red flag? Really Seems like it.

Any advice from fellow women in this industry? How did you overcome gender biases?

Hi All

Does Pwc revise an offer if we have another offer in hand?

I see news articles all the time about Big 4 entering the legal market. Has anyone heard of this? I’m curious to see if an attorney providing legal services while working at B4 will make the same as a big law associate. Could this be the end of the huge big law starting salary?

I need help. I constantly pick at my beard for the last two years. It is creating holes and looks terrible. How can I solve this. I tried a number of things to keep my hands busy. Also how can I grow my beard thicker?

Hi All,

Anyone having android developer account,
Need to test the hosting of an application on play store.
Any lead or help ld be really helpful.
We can collaborate as well.

If you could only wear 2 sneakers with any color way the rest of your life what would they be? For me it’s Air Max 97 and New Balance 574s

Hi guys,

Do zs provide wfh or it permanent wfo?

Has anyone been fired and then subsequently received unemployment? I was let go this week and am wondering if that is realistic to expect. Thanks!

Hello I'm looking for a job preferably in Apparels industry. Used to work as a partner in a brand where I used to handle almost everything which included sampling,branding,sales and marketing,sales, customer satisfaction, transportation, payment follow ups,tally, etc.

Anyone have recommendations for tents and sleeping bags that can fit as carryons on flights?

Alexa is just great. And beautifully produced. Good concept.

Thoughts on Klick??? Very intrigued

I want to work for The Walt Disney Company corporate offices. Anywhere. I don't care where there's an office. I want to work for that company. I don't know how to drive in rain or snow, but if they have an office in places that snow, I WILL MAKE THE SACRIFICE 🤣

But I still have questions though 🤔 -

What is the culture like?
What are the work hours?
Does Disney pay for relocation for new hires like some of the FAANG companies do?

@

Thoughts on recording meetings. In Texas and have ADHD. I’ve been recording internal meetings for the past couple of weeks and my work product has improved exponentially. I’m able to go back and listen to the directions over again. In law school I had a note that gave me permission to do this. Is this taboo in a firm?

What does it mean when you are in pending status in the Nike app, for a pair of new releases sneakers 👟? New to this

Wow. I finally got a standing desk and it is LIFE changing 🫶

I moved from construction to coverage and I absolutely loathe the work. Is it unreasonable for me to want to enjoy the work I do?

How do people feel about Tesla ? Buy ?

VOO vs. VTI - which one to buy now? Or a mix of both?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

180k base in CA: Is 1500/month net saving goal too aggressive?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

Can please anyone help to start doing investments into stocks? What iOS software do you use for monitoring and investing? What helpful websites can you recommend for diving into the investment world?

Any suggestions on high risk/reward stonks? Willing to dumb some $$ in risky investment.

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

Currently 23, first year post-grad. I’m currently putting about 20% into Roth 401k, nothing into Roth IRA. Originally had traditional 401k but just switched current / future contributions to Roth 401k. Company 401k match only 6%.

Should I be maxing our Roth IRA and then focus on 401k contributions?

Help please, so many options!!

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

I can’t stop feeling so behind all the time. It seems like every one of my peers doesn’t have to worry about student loans, car insurance (paid by their parents still) etc. I keep thinking about how if I didn’t have all these bills I’d maybe have some savings that I could be proud of. Currently A2 making 65K in HOL and I feel like I’ll never be able to save up for a down payment or wedding or anything. Just feeling discouraged.

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

I inherited around 70k in a TD AmericanExpress IRA account. Just turned 30...I MIGHT use the $$ as a house down payment down the road, but would actually prefer to invest it longterm for retirement. Already maxing out 401k and Roth. What would be the best investment options?

Thoughts on Jumia stock?