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Hi All,
Has anyone joined Accenture early and recieved joining bonus.?
I have been recieving mail like if I can join in this month I will get bonus as well as notice period buy out amount reimbursement.
But they are not mentioning JB amount before I confirm them when I can join.
I have 11 fixed offer, how much I can receive JB if I join month early??
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Hi All,
Has anyone joined Accenture early and recieved joining bonus.?
I have been recieving mail like if I can join in this month I will get bonus as well as notice period buy out amount reimbursement.
But they are not mentioning JB amount before I confirm them when I can join.
I have 11 fixed offer, how much I can receive JB if I join month early??
Accenture IndiaAccenture
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Thought I was on LinkedIn when I saw this one
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EY1. This is so WRONG. if you are young now and in a low bracket, pay tax now. So if your tax rate was zero today you should still use 401k?
Roth, if you think your tax rate will be higher in the future
Traditional all the way. Use the pre-tax to minimize your taxable income. The funds can then be transferred to a Roth using the conversation ladder.
Wrong. You dont minimize taxable income if you are in a relatively low tax bracket today! Again, if you are now in a low marginal bracket, go with after tax ROTH. OP is now in 25% bracket, s/he should be using ROTH now
I was in a similar dilemma and decided to do 50% Roth and 50% traditional. Wanted some benefit of lowering taxable income now (traditional), but also wanted the gains on my contributions to not get taxed when I take out the money in 30 years (Roth)
I say do all Roth, your company match will be traditional
@SC what was the percentage of income did you contributed?
Same boat. I went with Roth due to the assumption that my tax bracket will be higher later so I pay less now. Plus my employer match goes into non-roth so some contribution there.
If you’re young go with 401k since you’re taxed the most and this reduced your tax liability. as you get older start putting in more in your Roth 401k
Think you mean the inverse
Of course my assumption is that the OP is not making under 55k but if you’re single, young with a decent salary and 0 deductions it would be better to invest in a 401k vs Roth. As you get older buy a home get married, have kids. Roth would be more ideal as you have deductions and credits to offset those common taxes that single non homeowners would not be able to use and are typically taxed at a higher rates since they have 0 itemized deductions. Of course if they’re making less than 55k or less Roth would be a good option since their tax liability is near 0
The only fear I have about Roth is that all the growth on that taxed income could have been compounding earnings over a 40 year career instead of paying it to the government up front.
Dave Ramsey podcast/ YouTube videos