25 year old here that is looking into 401k at a new firm. At my previous employer, I was putting my 401k in vanguard’s target retirement fund, but re-evaluating my choices. Some options are fidelity total market index, schwab S&P 500, or staying with vangurd’s target retirement fund. I don’t mind a riskier portfolio as I’m young. Any advice is appreciated!

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

I've been independently consulting for past 2 years supporting new medtech w/ growth & GTM strategy. Looking to join an org, interested in LS or health strategy & innovation role, preferably remote. Any recommendations on where I should look? Thanks!

(15Y in healthcare & LS w/ cross-functional experience: benchtop science, clinical trials, product dev, patient care, health admin, GTM, strategy, operations, analytics, tech, AI/ML. MSc in biomed enterprise, AI for business grad cert & BSN)

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Does anyone have a travel credit card they recommend? Any thoughts on Capital one Venture ?
Capital One recently shared with me that I am eligible to upgrade from my Quicksilver card.

In CA, if a tenant dies, who paid 1 year of rent upfront BUT there was no rental agreement, does the landlord still have the right to keep the rent or can the executor of the estate claim it back? Thanks!

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Anyone invest PREIPO via DPO?

What kinds of things do you do in commercial healthcare? If that’s a thing?

Considering a move to NTT Data in a healthcare consulting role. Mixed reviews in the bowls. Major concerns are bench policy, staff aug roles, 2 week PTO, and high turnover due to job dissatisfaction. Recruiter and mgr had great things to say around growth and opportunity, which doesn’t align with feedback from the bowls or Glassdoor.
Understanding things have changed there in the last few months, I need un-biased advice from fellow fish who have recently joined or can speak to recent changes

What is the salary range for a non IT business analyst working for a healthcare company?

Thoughts on switching between healthcare provider consulting and life science/pharma consultant

any experienced hires (>1 YOE in LS consulting) looking for a referral to CV? happy to chat

I feel some OPs are using people as free therapy in this bowl. Just saying, although I'm happy to be a free therapist.

Hi everyone,
I relocated with my family to Ireland recently, one month ago, and while I got a lot of screening calls with recruiters, I did not hear back from any of them after our interview. I am still on the process of getting my work permit and I am very clear about this during the interviews, but I suspect that this is the reason why I am not getting any call back. Any tips on the first screening call with recruiters? Should I touch base with them after our interviews?

Hello fishes, Can anybody help me with a job referral at CGI Bengaluru

i have one question guys, before visa stamping can we change petition's client? means if infosys has applied for my petition for client A will that petition will be valid for client B ?? or whole petition needs to be applied??

When they release DOJ? I got my offer letter already a week back .. BGV in process done with offer acceptance. When can i expect DOJ

Anyone moving to Singapore around Oct 22? In case, you looking for accommodation, let me know. I am moving to PwC Singapore in Oct 22 and looking for potential flat mates.

Deferred admit here as well! (HBS and Wharton). If you are thinking about applying I highly recommend it. It won’t hurt your chances in the future and you have so much more time to study in college!!

AMA

Recently joined the firm as a project delivery specialist. During recruiting, the team harped on how great my background was and how much a good fit I would be for the firm/project...

Well, I was on an onboarding call and they were talking about staffing and projects. The presenter said to reach out to them if you don’t think your project is a good fit. In his words “you were hired into the firm, not a specific project. We see you here long term... With the exception of PDM model” 😅
Cont.

Just started in-house and my days are full of meetings with little time in between to analyze or process anything. Is this typical? I keep taking lots of notes but haven’t had a chance to really review and reflect on my notes, to follow up and investigate or do any strategic or legal analysis. Lots of on the fly work for now. Maybe it’s like this just the first few days where I’m getting the lay of the land? But I suspect it’ll be like this for a while… Any tips appreciated.

OK, I'd be lying if I say I'm not crying, because I am..

How high can google go on signing bonus ( currently $25k) and equity (currently $65k) for L4 position.. total exp 4 years .. should I negotiate?

Could you Please DM me if any one working in AMAT


Thanks in advance

Is there an uberpool version of chartered private jets? With this summer openings and travel restrictions lifted, domestic flying is going to be a massive hassle and aiports overcrowded. Wondering if theres a way to fly with smaller jets and smaller more private terminals by splitting costs among 8–12 people

My SSBI experience expires next year May, and my investigation is is in adjudication process. What happened my result don’t come back before my investigation expires?

“Absolutely no rush on this today—just send it by 6am tomorrow!”

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

My company matches 3%. Is that low or on par?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Thoughts on Sunrun as a stock investment? Buy or avoid?

Saving for a home. Should I save my money in a CD or savings account?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Any good ETFs to invest Roth into?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?