About to start a new residential home build in SE Michigan. Builder is high volume in the area (ie not custom). What elements if anything is negotiable? Estimated price of home will be 750 - 1M on my own lot

How is the AMEX account in IBM?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Guys ..
When will final settlement take place? What will be the components of it?

Anyone know of a good cross-border US/UK financial fiduciary?

How do you start searching for mortgage loans and what do you look into lender

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

I lost a lot of bitcoin sometime, had to file a claim @recoverydome. I was given some great tips and insight too. They could also give you some clues to work with when you HODL

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Hi folks, I had a quick question around remote work. My office is in San Francisco but I worked remotely from NJ for clients on the WC. How should I answer the question, “did you earn income working remotely by providing the services in a different state than the state you originally engaged employment with it”? If it matters, I never set foot in CA.

Can you really learn a language properly with Duolingo? To the point in being able to use it professionally? I feel like it's no rival to Rosetta Stone in that regard.

Is there a pace up on hirings now , or the freeze is still there , I cannot see much posts on recession since a week so is there any good news on hirings?

Anyone hiring? I’m a PharmD looking to jump from consulting to the industry.

Does anyone work for Biogen or BMS I have a free questions on a couple of positions I'm interested in.

Any McKinsey consultants in the Provider Improvement domain here? How’s WLB? Still remote? How many hours per week are you working?

Theory: Trump is losing his mind because he’s essentially been forced to become celibate. He obviously loves chasing women of all kinds, but now he can’t. Four more years? He’ll go totally insane.

Can you objectively look at Trump’s record without letting your emotions alter the insights?

Democrats in 2000: Bush is Hitler
Democrats in 2004: Bush is still Hitler
Democrats in 2008: McCain is Hitler
Democrats in 2012: Romney is Hitler
Democrats in 2016– : Wow, now we love George W Bush, John McCain, and Mitt Romney.

Interesting.

Looking for job opportunities in oil and gas industry,FMCG,fmcd, EV segment

Does anyone have a list of the things (food, drink, other OTC meds) that make adderall less effective? I know I can simple google search and ask my doctor but want to hear other peoples thoughts…I love drinking my coffee to wake me up in the morning but I’m afraid it’s making my meds less bc of its acidic nature 😵

How long does it take to get an offer letter once the mail offer is discussed and thru..I have been waiting for more than 10 days but there is no approx. TAT indication

Joe Biden is done. Do the Democrats seriously not have a single candidate they can run that can actually beat Trump?

Entering my 2nd year as a medical malpractice (insurance) defense litigator. My billables are 2200 per year, even during WFH and COVID while the courts are moving very slowly. Any advice as to what I should look into for an exit? I can’t hit those billables while maintaining my sanity.

Any recommendations for long term parking at Newark?

Anyone hav solutions for peri-menopause induced hair thinning? My gosh my hair volume must be 1/3 less than it was 15 years ago! 😢

Looking for motivation to get me to my first Alcohol rehab appointment.

What is the salary (fixed + joining + variable + stocks) for supply chain program manager at Microsoft India? CSCP division. I saw opening in linkedin. @Microsoft

Digital interview process ?

What is the yearly hike cycle @capgemini? And when the variable is paid?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any Property Management recs in Seattle area? :(

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How can I invest in real estate ? Looking for an additional passive income source

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?