After I consolidate my credit card debt I’m never doing business with chase bank and capital one bank. I went from 18% apr to currently 30% Apr. I’ve been 100% on time with payments. They both refused to work with me to lower my apr. Discover and AMEX have been wonderful and have lowered my Apr to 9%. Both will definitely have my business once I clear this.

When a company reports bitcoin securities in their SEC filings, do the bitcoin securities get reported with the regular currency interest or is it a separate filing?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Anyone here willing to explain their thesis on bitcoin? Thanks!

Need to find a financial advisor and someone to help with taxes. Total noob with this stuff (hence the need). Would prefer to have one person to handle both. Recs?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Currently single with no major financial obligations (no debt, no car, etc.). I feel like I make decent money ($225k) but somehow can’t seem to save at all. Anyone else feel like this?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

Do we have 4 wheeler loan assistance in Lilly ?
How does it work??

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

Who bought some Bitcoin on Black Friday?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Would Santa Clara U EMBA a good choice?

Hi everyone,

Not long ago I obtained bachelors and in the interim I have been working at Morgan Stanley. I started thinking about next steps for my education and initial thought was to just go straight to MBA but then I started hearing about people with BS in Business and Masters in different areas not that closely related. Is it even possible to to do for instance masters in law if I only have bs in business or for example masters in something related to renewable energy or so?

Hi! I’m a Finance Manager whose looking to move to Austin, TX soon. What should I expect as a salary range with that same position?

Dang, sorry I meant to comment on the post!

What can a junior associate do about a mid-level that constantly asks questions about things they were cc’d on, sends dozens of piecemeal emails and is generally just super high strung and needs everything right away?? No other mid-levels I’ve worked with act this way and this individual I’m working with is driving me insane and I’ve spent countless hours attaching emails and saying “as explained in the attached email…”

Hi Chicago - just moved here from the UK (via 7 years in Germany) and looking to make some great new friends.

Moved to River North and into trivia nights, most sports, movies etc and would love to find some people open to adding a city newbie to the group!

42m if that matters 🤷🏻‍♂️😁

Have been working in consulting as a technology analyst for almost a year strait out of school. Strongly considering making the switch to software engineering while I can still apply (1/2)

For those at RJ, can a client fire their advisor and leave the assets at RJ if they want to self manage? Any fees around that?

Hi Fishes , i have 7+ years of experience in QA...currently working in tcs. I got offer from EY GDS....i joined tcs 1 year back. I got around 30% hike and lead post in EY...My doubt is it switch from tcs to EY will be worth for me and my carrer ? EY WLB and work culutre all the cases...

Hi fishes,
Need your thoughts.
I am done with my client interview and it went well but they are asking me to come to gugaon location.
I am from Bangalore location.
I directly said to client that I can't since I have my family here.
When I inform this to my manager he is saying how come u say like this to client.according to kpmg policy u need to travel to anywhere to work.
This is not good right. What should be my reply to the client in such a case and how to handle manager on this?

How much time does Common wealth Bank of Australia take to release offer or get back after HR discussion... I had discussion on the expectation after uploading all the documents with HR... HR had told 2 to 3 days but hasn't got back or no communication even after 3 days...

Hi fishes.. Good day..!
In my current org I am working as Devops Engineer.
Exp:1 year,CTC:3.36

As a fresher from day1 without KT, or prior exp I was directly put to work. Thanks to my senior team members who helped me out to learn and grow.. still working for 12+ hours daily and it's seriously effecting my health & peace.

Now I want a suggestion from seniors/ fellow associates out there to suggest me whether to start job search and move or stick to the same company/project?

Please guide me.

Welcome to a community dedicated to supporting those who deal with or wish to learn more about micro-aggressions. Did you know that 72% of folks are bullied by their managers? 36% of folks end up quitting their job because of bullying.

Hi guys

I applied for 2 position at a time in jp Morgan career portal . That's fine ryt?

Or we can't apply for two roles at a time? Any idea guys?

When does the resourcing team reach out for the documents ? My joining is on 22nd august?

Looking to relocate from VA to Houston, any recommendations on apartments?

Best ways to sell used furniture?

Hi! My friend found a stray dog that gave birth to puppies. They need help with finding a living space for the dogs. Anyone who can foster, plz dm me. Also, please share any advice or sheltors/ fosters. Thank you

How do you feel about schools getting closed for the World Series victory? If we make it ok to close for things like this, where do we draw the line? I think people fail to realize the impact missing school can have on kids.

Anyone else go to Swedish House Mafia tonight? What a show!

Anyone have tips for finding out about social events/does anyone want to hang? Moved here late last year and it's hard to meet people

How early is too early to decorate for Christmas? I'm very much in wait until after Thanksgiving camp, but my neighbors have had so much stuff up since November 1st!

Does anyone have experience with any of the following preschools: st Luke’s, St. Paul’s or st Stephen’s? We live in the montrose area and looking for some feedback.

Anyone interested in a live talk for this bowl and talk about interesting things people are working on?

Any warehouse mangers in this bowl?

My company is hiring for CPAs for associate for our dispute and investigation group. DM me if interested. Preferably have audit experience.

Anybody work in wealth management Bank of America in Houston? That I could reach out to?

Might be a long shot, but does anyone know of Houston companies hiring PL/SQL developers?

Anyone plays pickleball/spikeball around downtown or Washington / memorial park area? Recently played these 2 sports and they are hella fun and want to play more! Up for Tennis too!

F fishes, which one do you prefer Ariat or Lucchese?

Getting a bit stir crazy. Any recommendations for a 4-5 day relaxing trip within driving distance?

Anyone know of affordable dentists in the Houston area? I’m paying out of pocket for this and I more/less know what work I’ll be needing. I’m eager for recommendations!

I ve been in Houston for like 8 months now. I am introverted, and I live by myself. I literally have no friends here outside of the folks I talk to at work.
I need help.

City of Houston Jobs - anyone have any insight into their hiring process? My applications get to the Referred List stage but then go stale.

What's your controversial Houston opinion?