Any CPAs have a perspective to share on when to set up an LLC vs leaving assets in my and family’s name?
Context is - currently own two homes (first one is my home and the second is a family home with rental potential but not currently cash flowing). Would like to establish some business credit to acquire additional assets when the opportunity presents itself, without creating an unfavorable tax situation for myself.
Suggestions?

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

How much money have you lost? Misery loves company

Did anyone get a jumbo loan with less than 20% down?

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Personal finance book recommendations?

For the other 1099 contractors out there, any thoughts on other strategies for what to do with your tax money besides a high yeild online savings account? My Barclays account is 1.50% interest.

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

Curious: What percent of your income do you give to charity?? 💰💸💰💸

I think I've been spoiled by good 401k and trying to put my offer in perspective.
Offer has 401k match of 50% up to 6%, but vests over 4 years. Is vesting this long common?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Is now a good time to buy a house?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Tough investing market out there!! What are some investment strategies to consider during these times?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Hey Everyone,

I will be joining EY GDS in August 2021. There's a pay component "Advanced Statutory Bonus" of around 26k per annum. Any idea what this is? Is it truly fixed or will depend on firm's performance?

Thanks!

How is Accenture Research vs EY vs PwC vs KPMG

Hello Fishes,

I have total 4years of experience (joined my current company last year). Current package is 7.5LPA.
I am happy with my work life right now but need the hike. Also i am working as frontend developer (react.js) but my tech stack is MERN and i also have about 1year experience with springboot. In my current company my ctc will be revised on January,2023  as i am not completing 365 days before July 1(only missing for a couple of days). What should i do right now? What should be my ctc

What should i go for TCS 9.5Lpa or Rategain 11.5 lpa

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

Day 9 - 40 push ups challenge ✅ ( 30 regular, 10 diamond 😤 and 10 extra inverse).

I am unable to log into the ionboard portal. Anyone facing the same issue. Please let me know.

How much should an entry level underwriting manager make? 10 YOE U/w. Personal lines

Can anyone tell me about the Rosslyn practice in Deloitte? Is it any good? Are they winning so much that they get tired of winning so much?

Hi fish, After completing the HR round in Cognizant, how long it will take to release the offer? If CTS will not able to provide my expected CTC then will they negotiate or reject my candidature?

Anyone work at Goldman Sachs as a CWM, PWM, Wealth Management Professional, Analyst/Sr. Analyst? How do you like the team? What is the salary range? Is this entry level?

Corporate Development M&A Comp, WLB, etc.. at a big Shop (Blackrock, Blackstone)

So optum US employees get to work from home permanently, but same is not available for india employees !!

Is this not descrimination?

While giving the tech interview as well as while having the HR discussion, I mentioned my expected CTC as 9-10 LPA(CTC). I cleared the interview and uploaded all the documents in the portal yesterday. Today mrng all the document verification was completed. But when I got the call for offer discussion, she asked what u expect. I said 9-10 LPA. She questioned me that on what basis I am asking for this much hike. She offered me 6.3 LPA as CTC with 21% variable. 5.2 as basic. Rest part in comments..

Is HCL calling to work from office?

Polling those willing to share. What is your OTE? And does your base comp ever increase based on performance or a merit increase?

Any other sober folks in the sales world who can give me some advice? Really struggling to keep up with the office culture when happy hour is impossible for me. 1.5 years sober and want to stay that way.

Looking to get onto a new protein shake and pre workout. Looking into kinobody, but curious if any critical consultants have some products they particularly love?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.