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Hi Guys, I am 5.5 years Java Developer and I have offer from JPMorgan Chase and Walmart .
Jpmc: 50% on current fixed + jpmc benefits Walmrat: 50% on current fixed + yearly bonus + stocks.
Please help me choose which will be better, mainly looking for brand value, work life balance and yearly hikes.
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What is the average yearly hike given in PWC?
Bain & Company I’m an Indian seeking work opportunities in technical and/or consulting space in Europe/UK region. Have almost 4 YOE in BI/Data Analytics domain.
Any leads would be appreciated.
EY Deloitte PwC Zalando Accenture HelloFresh Delivery hero Glovo KPMG Apple Google Boston Consulting Group McKinsey & Company Roland Berger Oliver Wyman Simon-Kucher & Partners Amazon Bain & Company OC&C Strategy Consultants Arthur D. Little IBM Bolt Wolt
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Thought this was interesting. Across 160 teams of researchers, just about all failed to make good life outcome predictions on things like GPA, evictions, layoffs, and others. Data followed 4.5k families across 15 years, with 13k features (varied over time). Haven't looked at it directly yet, but will be turning the docs and data inside out... In the meantime, authors claim this as showing the limits of ML. Oh, and it's published in PNAS, so you know there's some big publication energy there.
https://www.pnas.org/content/117/15/8398
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If you’re investing in public markets: index funds. Def idx funds. Lowest cost wins (VOO is popular for that).
I use betterment.. Roboadvisor.. I could give you a referal code if needed!
529, HSA. The ideas above are good (better) but these haven’t been mentioned yet.
Obvious answer is a Roth/IRA. Slightly more interesting answer is something like Fundrise (which invests your money directly into a diversified portfolio of real estate developments). Interested to hear what others think, since I recently opened my account. Happy to refer you too if interested!
Low risk investments would be bonds
This answer depends on how many years you plan on working. If your just out of college, put you money in growth indexes or the S&P 500 and forget about it. If your 10 years from retirement, you should consider moving some of those assets into fixed income or dividend aristocrats
Try this bowl: https://joinfishbowl.com/bowl_md1dtc33ee
IUL, life insurance. Good investments, don’t let you lose money but you also can’t make crazy returns, I know someone who sells them if you need a referral
I don’t actually but you might want to look into life insurance again. The person asked for a safe less risky investment, why not life insurance? Sounds like they want something where they don’t lose money but also better than a savings account. Efficiency? I didn’t say it was the best, clearly stated there was a cap on how much you can make. I personally I’m more into riskier investments but for someone that wants safety, that makes sense
Crypto currency! Kidding.
Low risk means low return. High risk means potential high return. A low risk investment with competitive returns doesn’t exist. Anyone who says it does, doesn’t understand investment risk. If invest in something and it doubles in value, that doesn’t mean you didn’t take a risk. It means that the risk didn’t materialize, but it existed.
VOO