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Can you really add your parents as dependent?
If the parent is my dependent they can be covered by health insurance. If not a dependent than can still get long term care insurance
I've never seen any plan that allowed me to add parents as dependent. I wish there was ! Maybe it's ZS specific?
I think it depends on how you company write the contract. We self insure and just use the insurance company to administer so we can write whatever rules we want (within boundaries of the law). That said, my previous employer covered parents who were dependents. But being a dependent means they live with you, not just that you provide them with money