Anyone buy a property outright in cash to rent out? If so, what is/was your cap rate? I have some cash (~$380k) and was thinking of using it to buy a rental property outright that has:

Monthly HOA: $202
Taxes: $4500 per year
Recent rental record: $2500 per month

Is this good or bad? Sorry just starting my real estate journey and just getting opinions. Thanks for all responses!

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

Abe gift aya kya EY se 1 billion revenue wala

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

US Grand Prix at COTA officially renewed to 2026. Any idea when deposit holders normally hear from COTA/Fevo?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Can wife claim husbands PAN for HRA? Flat is in the name of husband

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Hi everyone

Im yet to receive an offer from poland offer would be 22pln gross my Indian CTC is 17lpa base pay.could you suggest me poland will be good option to choose if so how much can I save in poland .i will be moving with my wife and a kid .my wife will also look for job not immediately.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Best resources/books on getting personal finance in order?

Which are the best portals for corporate career advice? Could you anyone please suggest?

Hello Fishes, I was an experienced qualified Professor in Sociology for almost 8 years from 2014 to 2020. Due to motherhood I resigned from my job as I am living in a nuclear family. Currently I am working as a Senior Executive HR in a consultancy company named Profession Makers. However, I am looking for a WFH opportunity in the Human Resource (Non IT) sector where I will have the chance to develop professionally. Kindly Help.

I am on bench from 1 nov 2022. I am PA.

How long does it take to get verified on this app

Hi guys,

Which companies wait fir 90 days notice period?

I am wanting to change bt its really really difficult bcuz of Notice period.

Pls help

Curious to hear thoughts on how the recent rally is being perceived. Is it another of those temporary moves? Or does it reflect a view that the market bottom is behind us now?

Any EA's share an exec with another EA ?(different time zones)
What's that like?

So I KNOW I have ADD maybe ADHD...my parents told me just recently I was diagnosed in third grade but they didn’t want to give me medicine but I struggle a lot with paying attention or remembering...

What will be in hand salary for 14Lpa fixed and 15 including retirals (IBM) ??

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Who else gets anxiety checking their score released today?

Looking for advice on some resources or suggestions on how to start with programming for GPUs. I am 7 years into coding and I don’t know a thing about GPUs! I don’t know why this subject is not taught in schools.
Appreciate your support in helping me learn!

Industry vets - in your experience how recession proof is insurance? I was not yet in the job market last recession but I watched my mom get laid off and struggle to find employment during that time for the next 1.5 years. I was wanting to hit the job market towards the end of this year, but now I worry that if I do move companies, the recession could put me in position of last one hired first one fired. Is it better to stay put?

Recently accepted a job in oracle/financial systems consulting. I have some experience in systems but mostly FP&A and operations. I have a few cloud certifications as well.

How tough will it be for me to get up to speed and are there any recommended trainings I should do? Please let me know!

I have 8 years of experience, working as UI developer (Angular)
Have 3 offers from Mindtree, Cognizant and Harman Connected services (7.5% variable). Mindtree is offering less as compared to other two.
Please suggest where should I join which would have better learning and work life balance as well

Guys I am getting 18lpa+2 Jb ....but I am thinking of taking fidelity offer for 23.5 and grade 5.

I am choosing fidelity because IBM is having bond of 2 yrs for 2 lakh joining bonus...and hike is very less in IBM.

Do you think I am choosing right,can anyone tell if IBM is better than fidelity and why?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Once all the boomers are gone will there be a gult of homes? I have rentals here will they be worthless in the future?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

I’ve fully renovated 3 properties and am working on my 4th right now. I now have enough capital to where I could take on 2 at once, but would I’d run into capacity issues. Any tips on planning which pieces of the work to hire out vs prioritize myself?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Atlanta vs Savannah vs Tampa?

Is it the worst time to buy real estate because of the interest rates?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin