Anyone use a financial advisor that charges by the hour instead of fee on percentage of funds managed?

So i forgot to move my 401k over from my old job a few years ago. Never done it since because I didn’t want to incur penalties. Moving job again, can I do it now?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Retirement: what are some ways you’re preparing besides having a 401K?

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I'm a senior and started out over a year ago. What would be some good low risk investment options? Have about $15k to invest. Open to investing in India or in the US too. (No crypto pls)

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Why so red? Any stocks good to buy now?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

How are they paying for a 11+ yrs experienced candidate ?Can I expect 40 LPA? .
CTC is 23 LPA
How will be the interview rounds

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Art Directors. How protective are you of your references and resources? I have a folder with lot’s of textures, mockups that I’ve spent time building. I even paid for some of those assets. So I always get a lot of compliments on my comps and decks. Sometimes someone ask for my files and I really don’t want to since I put so much effort on that. But I also feel bad being gatekeeper of things.

Do PwC and KPMG allow Mega Back Door Roth with their 401K plan? Wanted to confirm.

Any tips/tricks for learning more about the technical side of C-Corps?

I know there’s the Subchapter K book partnership people live by so I was curious if there was anything for us C-Corp specialists.

What do you think about these mid year bonuses?

What is the highest limit of fixed salary for Senior Consultant with band-c1 in EXL as i am joining immediately

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Hi! I’m new to this app, but I have a question that I haven’t been able to find an answer to. Is there any data that shows a certain dollar amount when sign-on bonuses stop being attractive? My concern is that there comes a point when candidates are actually turned off by a high amount.

What is the salary scale for senior engineer position at Nagarro?

A partner emailed you, recognizing your hard work and thanking you (you billed aweful lot of hours this month). Do you respond or not?

How hard/easy would it be to find a decent big law position after 3 years of SEC experience? Total 5 years atty experience. What will be the salary like?

Where to buy good quality fancy socks without paying $40 a pair ?

WEEKLY DEAL THREAD: POST LINKS TO SHOPPING DEALS HERE - March 23

Is anyone know why the wipro extending joining date ? Is it safe to wait till the extended date.?

Anyone with 2/5 calls on NOK care to share your game plan?

Looking for a great realtor with knowledge of East Austin. Any recs?

Any recommendations for a therapist that understands high stress/high demand professions, and whose recommendations don’t include “just turn off of your phone or try not responding to emails”? Bonus points if they understand ADHD as well.

Does anyone want to get brunch this weekend?
Finally settled into the city and have the time and desire to keep up with social calendars!

F25- Southeast Austin.
Don’t work at Deloitte anymore, if that matters!

Any golfers here? Relatively new to Austin and starting to get back into regular play. Been playing at Falcon Head, always looking regulars to avoid the constant randoms.

Good afternoon!

I am in the process of transitioning from South Florida to Austin and am looking for advice finding opportunities in the area.

Any help would be appreciated!

Is anyone interested in subleasing a 2bd/br apartment (unfurnished) in South Austin May-August? It’s right next to Lady bird lake, pet/handicap friendly. $1903 a month.

Anyone here work for Maxwell Locke and Ritter? Curious to know about the comp and culture, particularly on advisory.

Downtown Austin nice highrise apts? I hear good things about bowie and northshore. Stick to those two or any other good ones at that similar price pt

Is it possible to live in Austin without a car? Moving down for a few months from Dallas but don't plan on bringing a car.

Car collision repair shop recommendations? No idea where to start. 🫠

I rented a house that had been vacant for a bit & the prior tenant didn’t do a thorough job cleaning up. Agent indicated the owner would be open to having the house cleaned but I would need to have the house professionally cleaned when I moved out (that was fine w me). I just received the bill from the owner for $250, which is super annoying bc there was no expectation communicated that I would foot the bill for this, more so bc the cleaner did a LOUSY job. More in the comment below

Can you pay for tolls with the tx tag?

I'm in Austin for the weekend, what's everyone getting into tonight?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Hey! What’re some of your favorite things to do for fun in Austin? Ive been here for three years and like it a lot, but its starting to feel repetitive. Any suggestions would be appreciated lol

Anyone know how much a full time nanny in the Austin area would cost?

Does anyone work at IBM, Salesforce, or Palo Alto Networks? I’ve been interviewing with all three and would love some insight about how you like your company/red flags you’ve come across.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Hi I am single woman planning to move to Austin Texas. Looking for some good and safe neighborhoods for apartments. Would really appreciate some suggestions.

I’ve been approved for a transfer to the AUS office. Early 30s couple, no kids, small dog. Wife will work for the state but doesn’t have an office assigned yet. Looking for a SFH (that isn’t soullessly modern) in the 600-700k range that will suit our interests: walk to a grocery store, maybe a restaurant or two, commute to work in <30 min. Where should we look?