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Hello, I am working in HCL Technologiesas L1 resource my CWL is nagpur but I want to change my working location . It was changed a few months back but they have referred back to nagpur again saying because of some policies so I asked for a project change thought it may be useful for location change, it's been 23 months in my current project I asked for release but my sdm is not willing to release. I cannot travel back to Nagpur vijaywada is my nearest location. Please suggest how I can proceed.
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401k Roth or traditional 401k?
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I used apple savings and now use Robinhood for high apy…never heard of those tho
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Unless you are in a no tax state AND have a large amount of money you want in cash savings I wouldn't bother. You could just put most of it in short term tbills paying 5.3x% state tax free and the rest in a 5% MMF without going through the hassle of creating a new account at an entity I've never heard of.
I'm sure they are FDIC insured but how easy is it to pull money, do they charge any fees, do transactions take longer to settle, what are the odds they'll continue to continue to be top of HYSA rates, etc are questions I'd want to resolve before opening.
I do tbills because once you back out state tax benefit, even at just 5%, it is equivalent to earning 5.6% in a HYSA.