Anyone with insights/recommendations for home owners insurance in the SFV area for a SFH? Tried about 7-8 different insurance companies (through brokers/agents and direct quotations), and the minimum quoted premium was $5400, and highest $14,000 per year. Mind numbing figures, so trying to figure out how to procure a reasonable quote for a potential home purchase

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I have AAA and I pay about $6k for around $1.2M coverage and $30k of itemized jewelry. They have my car too so that gives a discount that’s probably several hundred dollars.

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I just checked and I’m paying $4400. $1000 of that is the jewelry coverage. I think it was more in the $2800 range a few years ago but I also added some expensive watches since.

Finding coverage in CA is becoming increasingly more difficult. This sounds on par with what I'd expect, unfortunately.

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Ours is through Mercury Insurance and it’s $3K. We asked the seller who they currently used and just let it ride. This is studio city area.

Probably not in the fire zone. Mercury won’t provide insurance for this home I’m looking at

Mine is through Hippo, a little under $2K.

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