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I have AAA and I pay about $6k for around $1.2M coverage and $30k of itemized jewelry. They have my car too so that gives a discount that’s probably several hundred dollars.
I just checked and I’m paying $4400. $1000 of that is the jewelry coverage. I think it was more in the $2800 range a few years ago but I also added some expensive watches since.
Finding coverage in CA is becoming increasingly more difficult. This sounds on par with what I'd expect, unfortunately.
Ours is through Mercury Insurance and it’s $3K. We asked the seller who they currently used and just let it ride. This is studio city area.
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Probably not in the fire zone. Mercury won’t provide insurance for this home I’m looking at
Mine is through Hippo, a little under $2K.