Bay Area, San Jose- would you buy if you like a house, but flood factor FEMA is severe? (Neighborhood- walking to willow glen downtown)

There have been no floods and even if I like the house, I am concerned that but resale desirability would be low..

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
(1) lease vs. buy. Thoughts?
(2) is the $10K investment in FSD even worth it? I think no.

Looking for a good personal finance or similar book to read. Any suggestions?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

How do I make millions?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

Moving to San Diego in the spring from the central coast. Any recs on places to live (late 30’s with a kid)? Want to be close to restaurants and things to do, but a little too old and tired for gas lamp!

Is it better to buy stocks and options around 10 or after 1 pm central time to avoid the market rush/high at 9 and 12?

what you buying?

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Fishbowl Happy Hour this coming Thursday, 7pm onwards at Brother Jimmy's! Looking forward to meeting everyone!

What is the salary as software/website manual and automation QA tester with no experience in New York? I have bachelor's degree major in health science. Is there a lot of open positions in QA?

Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

M1 Salary Thread: $189K, ITS HCOL

Senior Quality Engineer with 5 years experience in manufacturing in the Midwest. What should I expect/would be fair compensation? I run process improvement projects, fight manufacturing fires, qualifications etc. (honestly more of a hybrid ME than QE).

Anyone used a Sleep Consultant before? Was it worth it? Or something I can do on my own?

How does your company manage (track) all of the documents related to a merger you are working on? Are you using a matter management software, a spreadsheet, shared file, etc? Keeping up with the moving pieces is killing me with just a spreadsheet.

My skin has always been a little dry. I’ve used plain coconut oil on my face for years (as a moisturizer) but recently stopped because my fave would just get red after application. Not itchy but I definitely felt like my skin was reacting. Any suggestions for non-acne related calming face washes or moisturizers?

New to Chicago - how do I find new friends here?

What's your favorite industry to work a deal and why?

Anybody have a side gig? E.g. Network marketing on the side?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

What do you think of gamification?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

I am interested in getting my SHRM-CP certification this year and I was wondering which study methods and materials worked best for those of you who passed the exam. Also, what are your roles in HR?!

Random question for my HR Benefits professionals- if I need to take a leave from work for an arm surgery (torn muscle not pre existing condition) would it be better to enroll in short term disability or take another type of medical leave?
Thanks

Does an independent landlord have to honor a mistake (discounted rent) they made on an online listing in California / SF?

Very random- I need to buy my son a suit. 5’3, 120 lbs. Likely a very small sized men’s suit. He is not happy about wearing a suit so looking for a place to take him to try on lots of suits. Also not trying to spend a ton on a suit he will put grow in 6 months. Any suggestions? Best nordstroms rack in the Bay Area? Will drive!

Any good moving companies to move from socal to NorCal?

Does anyone have any recommendations for laser hair removal? I want to get just a few treatments on the back of my neck/ lower hair line but I don’t necessarily want to pay for 10 treatments like most places make you

Moving to Bay Area from NY, office in Sunnyvale. Good places to find apartments when you dont have a car and can walk down to places to eat, coffee etc. Any insights will be helpful. Thanks!

Moving to the Bay Area this summer from chicago. Any recommendations for good luxury apartments in Palo Alto, Redwood City or Mountain View? Also how critical is it to have your own car? I live in downtown chicago currently where everything is walking distance

Folks can someone share recommendations for a trusted movers and packers to move from Chicago to Bay Area?

Where do you buy Christmas trees in SF? Thank you

Anyone with experience getting an ESA (emotional support animal) letter? Please dm me thank you.

Considering a move from NYC to SF and my office will be in Palo Alto. Any advice on potential neighborhoods to live in without needing a car? Would ideally like to live in SF as I’m single and still looking to explore the city. Would the commute via public transit be terrible? Perspectives from former New Yorkers would be great too. Have been on the East Coast my whole life and don’t know too much about the Bay lol

Hello :) I am moving locally within the Bay Area in couple of weeks and all the movers & packers I am getting quotes from, prefer to be paid in cash (there is a convenience fee with credit card payment). What are the advantages/disadvantages of either method of payment? Thanks :)

Any facial recommendations in the city?

Anyone know any amateur photographers in SF? I found out TODAY that the person I hired for a small wedding tomorrow isn’t vaccinated and they can’t get into the venue. Please help a girl out if you know anyone

Any moms on here that absolutely love their company and feel 100% supported?

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

Which SF neighborhoods to consider? Lady 🐠 looking for safe 1br with public transit / walking accessibility to FiDi and not far from SFO. Hoping to spend $3k-$3300, but could go up to $3500.

What's dating like in SF? New to the area.

Going to the Oakland A's game this evening. Any bars nearby to watch basketball beforehand? Or anywhere in the ballpark that will show the games?

Moving from mid-west, Is it cheaper to rent in winter than in summer/fall ?