Been in the States for 2 years, finally have long enough credit history. Currently only have an HSBC Premiere credit card, and looking to get another credit card for me. Which one is the most favorable now? Hubby has HSBC, Amazon credit card, and Chase. We travel a lot internationally (for work and private), quite big spenders on airbnbs, flight tickets, hotels. What would you recommend? Thanks!

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

I’m clueless about 401ks. If I go to a new job does all that money I put into my 401k transfer with me? I’ve heard both yes and no so I am confused

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Thoughts on personal loans to consolidate Debt?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

What is the best deal you getting today?

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

About to buy my first place! It's a two flat income property in and up and coming neighborhood. Any advice?

Hi I am wondering how long it would take to get established in the life insurance field just starting out. I am 28 working as a case manager for a government agency. Im currently making 91,000 and expecting another increase next January. Would I be able to replicate the same earnings in my first year? What is everyones thoughts?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

When picking up a J2, how much should you include about J1 on a background check?

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

Best sign up bonus right now that is not the CSP and the Amex platinum?

Which company to choose?
BNP - X lpa
Persistent - X+4
I am confused because in bnp it is hybrid mode . And persistent atleast for now is remote work. Due to personal reasons, I need work from home, so leaning towards PSL but worried about wlb. Please help...

I might have to move in March and looking at how these prices currently are, this is crazy 😭
Got to spoiled with the covid prices

I recently went from having an incredibly open and intimate long-term relationship with a person I was certain I was going to marry… to now getting asked “what’s your favorite color” on a first date. Godddd I hate dating sometimes

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

If you’re a SQL expert, plz plz comment so I can message you about a query I need help with. Thank you!

I want to know whether the Medical Policy of 3 Lac which is given by the company by default in which along with me my immediate dependents like my spouse and children are covered or not?

Shoutout to the partners who set firm, clear boundaries with clients about timelines so that I, a junior, don't have to work like everything is an emergency.

You the real mvps. 🫡

Any recruiters on here who have never reached out about a job and then not followed up? Asking for an industry.

Recieved a call from infosys on interview for tomorrow .but they haven't scheduled the time. is it possibly canceled?

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TRX, HODL or SELL ? Should I buy more ?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Any advice for a freelancer on the best software to use to keep track of finances?

Has anyone moved out of nyc to Baltimore (bmore city)? Thoughts on living in Baltimore?

Finally getting around to getting a CS degree. Taking a class taught in Haskell and a class taught in JS. In other words, a purely functional language which you can basically read just by looking at type signatures, vs... just no.

Front end people, why?????

For a position as an underwriter at State Farm- I know they provide training, but is it helpful to take an online course in property and casualty and then take the licensure exam on my own?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

Best SPG or Marriott in San Francisco?

Any star alliance status match delta platinum?

I’m 2700 MQM short of reaching Platinum with Delta. Is it worth doing a mileage run before EOY, or should I take the rollover into 2020?

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Anyone have United GPUs to offload? Looking to purchase two.

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Is the late checkout until 4pm guaranteed for platinum elite members?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Amex platinum vs CSR??

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…