Both me and my wife have the CSP card. We want to close her card to save the fee. Can she send me her points? Or she needs to use the point before closing the cc? Thanks

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Those of you that interviewed at aws sales, did your interviewers go through specific bullet points on your resume?
I understand its lp focused, im just curious if ppl used examples outside of their resume for majority of their stories.

Did they ask you specifics of your resume bullet points?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Honestly though what stocks to buy and when?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

What is a reasonable rent increase %

Has anyone started an LLC, S-corp, or C-corp for your day trading? If so what are the requirements for getting started with that?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Can someone please point me in the direction of some NYC recruiting firms?

Bonus points if they hire international talent (I'm Australia based).

Thank you in advance.

Hi all, got offered a 50k salary in Dublin. What will be my in-hand salary and how much can I save considering m single and willing to share an apartment?

Do we have tax calculator in tcs

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Hello fishes
Can you guys please suggest me the good term insurance plan and things I need to check before taking the policy.

Does anyone else struggle with taking detailed notes during meetings and have tips for improving? One of the partners I work for demands that the most junior associate take detailed notes and circulate them after every call, but I have a hard time comprehending the call if I am taking notes because I’m focused on typing quickly. And my notes can be spotty when I get behind typing or get distracted.

Does anyone know the average salary for a senior consultant in finance with 5 years work experience in the LA area?

Does salary negotiation happens during internal transfer? If someone has experienced it can you tell a little about it. What is the hike that can be expected?

Desi folks! Why do you let your parents manage your profile on the websites? It’s so uncomfortable when you get a call at 4 am saying “beta, we like your profile.” 🤷🏽‍♂️

Any referrals for product development companies for 5+ years of exp in React and Next?

I’m sure ACB knows the difference between textualism and originalism so why does she keep referring to them as if they’re the same thing?

Hi Fishes,
Any news of hikes in OSSI?

Hey Cyber friends! I’m a life long professional creative looking to get out. I’m fascinated by Cybersec/Infosec and have been learning a small amount. Tryhackme + YouTube + beginning to learn some python. However, I’m well aware that these baby steps don’t compare to the real job.

My questions: do you like what you do? Would you recommend the field or your discipline to a friend? What is the best and worst part of your job? Grateful for any and all responses. Thanks for letting me lurk! 🙏🏻🙏🏻

Would love to hear thoughts on best approach of you are a senior associate at V10 firm. Do you just become counsel until they tell you that partnership is not in the cards or do you try to hop to the first partnership (equity, or at least NEP with clear progression to equity if you bring in some business) opportunity at a say V50 firm. I’m not home grown at my current firm, but do have a small book currently.

Hi Fishes,

Can anyone tell what is the variable component percentage for D1/Senior Manager band in Capgemini? And also do Capgemini provide variable pay quarterly Or yearly once?
Please guide.

Hello! Looking at an opportunity with established startup in UK that's just been acquired by a large co. I'm US based and my salary is around $250k (NYC) -I've been asked my expectation without the startup giving me a range to work from (though I've asked). I'm not sure how to reply to them because I have a feeling that my requirement may be out of their range and while I don't want to undercut my value, I also don't want to be cut out of the process because it's an interesting co. Any advice?

Hey everyone, would 12/23 afternoon not a bad time for holiday travels? Booking for a flight for my parents from overseas to LAX ,trying to avoid crazy busy afternoon.

What is the gratuity eligibility in Sap labs?. Is it 2 years or 5 years? They didn't mention it in the offer letter.

does booking sick date or vacation impact utilization?

Has anyone built an emergent learning group in your consultancy or company that focuses on reflection, feedback, problems of practice... But amongst designers staffed on different projects/clients? How did you structure it? How did you maintain it?

Hi, I need referral in HPE, I have the job Id, Please DM

What's the best comms agency you've worked at where TEAMS actually communicate well?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Anyone have United GPUs to offload? Looking to purchase two.

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

I’m 2700 MQM short of reaching Platinum with Delta. Is it worth doing a mileage run before EOY, or should I take the rollover into 2020?

Need 6 Marriott nights to titanium (spend doesn’t matter). 1 - would any hotel manager cut you a deal? (Ie if 6 nights is 60k; let me pay 30k and get the nights and I won’t use the room?); 2 - where are cheapest Marriott hotels? I found 10k per night in burbs of Chicago? 3 - would any cheap Marriott let me run this scam remotely? (Ie call Abilene Texas, check me in without my showing up)

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Why does Newark close tsa pre lanes? Terrible

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

Are there any major differences between the delta lounges at LGA?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Can one pay for cabin upgrades with refund credits?