Buying my first condo for $200k, thinking of 40k down. The offer was accepted just today morning. My agent said the closing will be within 40 days.


Anything I need to check with attorney, mortgage officer and home inspector? This is my first time any advice would be helpful

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

“Don’t worry about the budget. If we like the idea, we’ll find the money.”

Has anybody ever found that money?

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Does EY have mortgage benefit？

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Looking for a CA to hel in reducing taxes. I am looking for reduction after my 80C,80E deductions- mostly that are done during ITRs. Fee can be discussed. Total taxes paid after all regular deduction is around 5 lakhs. Let me know if there is anyone

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Who are some good, small scrappy agencies in the digital space? Asking for an in-house friend

what gmat score do I need to get to aim for m7? I’m asian, F, 2+ years in accenture strategy, & studied at top public school (think UC Berkeley, UMich) with a 3.4 GPA with engineering degree

Has anybody worked on VAT team on RSM or know people that have? What is culture like? Work schedule and hours like during busy season? Any information would be helpful.

Anyone working in Wells Fargo know about Loudspeaker program? How that is for growth? I have a good offer from them and good hike on my current compensation but not sure about the role.
And the position of Senior Business Executive Consultant is in what hierarchy ? I have 8 years of workex (MBA).

Hello Respected Novartis fishes,
I don't want to sound repetitive but do we have any updates on the hiring process re-opening?
My offer letter is still stuck into it and I am not able to get to a decision.

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Does anyone who works on a DOD project with a clearance know if you can request a phone?

My h1b got picked up in lottery this year but case hasn’t been processed yet. Meanwhile I also applied for H4ead extension. What happens to it when H1b gets approved?

I've my eb3 priority date of April'19. In how many years could I possibly expect to get my GC realistically?

do any consulting firms in the US (MBB, Big 4) sponsor MBA programs outside of the country (e.g. London Business School, HEC Paris, INSEAD)

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

I am in process of National Board Certification. I am a preschool teacher but can’t seem to find other preschool teachers who have gone through process. Anyone out there in process or completed their certification as early childhood generalist?

How can someone transform from IT analyst to business analyst?

anybody working in Saxo Bank Gurgaon ?
If yes hows the work culture and work life balance as a BA ?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Hi everyone.

I need valuable suggestions from you all! I want to migrate to Canada and settle the after getting a PR. I am an associate looking for masters degree in analytics or management field. Budget is limited but can extend it till 35L INR. Tam only considering courses with duration of atleast 16 months so that I get PGWP (Work Permit) of 3 years which would improve my chances of PR.

1. Is this a approach correct ?

2. Any suggestions about course or university ?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Does buyer have to share appraisal with seller? Can seller request it?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Has anyone here used New Western to buy real estate deals?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.