Card advice: Sapphire, AA, Freedom, SPG Amex. Wanted to get a personal Amex Plat for centurion lounge so I can drink/get massages. How should I consolidate cards? Was thinking of cancelling my Sapphir

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And using my freedom card aboard, and using Amex Plat for day to day purchases, can't cancel the SPG card bc I use it for hotel.

Why do you need to cancel?

Don't use Freedom abroad, it has FTF.

Don't cancel your CSP. I would personally keep it so you can get more than cash back from your Chase cards, but if you really don't want the annual fee, downgrade to freedom Unlimited (1.5x on all purchases). I'd recommend CSR over Amex Plat, but that's up to you.

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