How to understand “coupons”?

With the same %yield, which one of the following is better.

A treasury bond with 6% coupon maturing in 2025
Vs
A treasury note with 2.5% coupon maturing in 2024

I’m new to freelancing. Does anyone have any tips/resources to figure out how to do taxes?

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

This is my first recession as a working adult. Is there anything specific one should do to prepare? But ibonds? We typically invest ~$8K a month into a brokerage (already have an emergency fund in actual cash but it’s maybe 2 months cash), but wondering if I should stack a bit more cash?

No worries about job loss or anything in the recession, just trying to see what others investment advice in this time would be.

Hi Fishes,

My wife is getting transferred to California and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Anyone buy a small apartment building or small strip mall? What has the better ROI — residential or commercial income?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

How much money have you invested in crypto currently? I’ll start - $5000 currently

What is your take on Vodafone Idea stocks?

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Can someone help me understand how backdoor Roth works in my situation?

I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth? or (B) an incremental $6K that I could contribute to a separate IRA then backdoor into a Roth?

Asked another way, does backdoor Roth allow me to actually contribute $25.5K each year, or does it just allow $6K of my $19.5K contribution to build in a Roth?

Thanks!

Amex platinum question - can the global entry application fee waiver be used for spouse? I’m the only one on the card. Do they check for the name on the application?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

I’m new to freelancing. Does anyone have any tips/resources to figure out how to do taxes?

Steel Case vs Herman Miller

Is Herman Miller the undeniable winner in the office chair market or is Steel Case a contender for first?

What reliable sites do I use to do market research on local salaries? I want to know if I am being underpaid compared to my local market and similar positions, but don’t know where to begin.

Hello .has anybody recently joined? How are we supposed to get the Id card? Has anyone gonna call and ask to collect from certain office

Ghosted once more after what I thought was a great first date. Guess I’ll give up on love forever.

Happy wife happy life is a really toxic saying. I’m just shocked how this has become the standard saying for men in relationships. I have friends of mine saying this all the time, and I have just thought it’s so cringe and always want to say my thoughts on it but always decide to hold back. However, imagine the saying reversed - happy husband happy life - that would lead to all kinds of uproar. To me happy wife happy life means I need to sacrifice my wants and needs to make my wife happy.

Agencies in NY where the work is average and you generally get to go home at 6pm? Asking for a friend.

£50k TC, 2.6YoE working within the change arm of a bank ——- what do experienced fishes think is a good next move for someone like myself? Might want to move into consulting one day with ultimate aim of MBB but also enjoy technical coding work, particularly in credit risk / counterparty credit risk in banking — could use some fresh perspective ; quite confused atm as interested in many things! Don’t mind staying in change management either TIA - appreciate any advise

recently asked a question about going to law school with an accounting degree. follow up on that- if i work 1-2 years at my current firm (offered 72,500 full time after graduating undergrad) and acquire my cpa (courses and exam fees paid for by the firm), then apply to law school, would that be more beneficial? ive been reading a lot that work experience helps with the application, alongside having a high gpa and LSAT score

Is it advisable to move frm India external audit to Deloitte US audit (AERS)? How different is it.
Thoughts plz!
PS: plz consider post qualif experience of approx 4 years.

Hi, I am looking to add a lateral practice group, got burned by a recruiter recently. What should I be looking for

3rd Year v15 Biglaw lit associate, curious what people’s experience with going in house as a litigator has been. For those that have made the switch, did you have a sense of whether it was feasible for you to transition back to biglaw?

I recently got an offer from UBS, had some questions regarding firm policies and work culture. It would be really great if anyone could help me with those.

I just accepted a corporate counsel role with a large Fortune 500 company. Any advice or thoughts on make the transition from a firm to in house?

Is anyone still going to Sawcon this summer?

Hi fishes,
I am 3.6 years experience
I have offer from Invesco and EY offering 15 LPA .

Can you suggest what to choose
Based on WLB

Anyone here works at Brillio? How good is the company for opportunities?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

Currently have excessive savings. Is now a good time to invest in general S&P funds?

SPY 200 by year end

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

What is up with Coinbase stock (COIN)? ARKK sells it and bad press all over but that thing is shooting up today. Any thoughts? Note: I tried googling but couldn’t find anything positive

How did you save for wedding related expenses? I am able to max out my 401k this year, so should I still be contributing to an individual brokerage account?

When to buy back in to triple leveraged etfs 🔮

Need help. I have $13k saved for my kids age 6, 9, 10 in just a high interest savings account which actually decreased to only .50APY. Looking to move it or do something with it to help it grow more than a few bucks a year. What are my options? Not sure if they'll go college route or where life leads them. I'll be adding approximately $300/month this year to the savings.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Is buying into the VIX the best way to hedge for a mkt downturn?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Is ARKK still a good ETF to invest in?