Deciding between $450k condo vs $750k house. Currently live in and will always live in San Diego. $260k TC. Have $100k available for down payment. Don’t want to pay rent anymore. Would you recommend house or condo? House is shabby in up and coming area 30min from beach but 1500sq ft 4 bedroom. Condo is close to beach and 2 bedroom at 800sq ft. HOA fee $200 per month. Travel a lot and ideally can rent place out but not pivotal. Condo and house appreciation are equal over past 10 years

Does signing up for hardship assistance during COVID impact credit score?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

So Pfizer doesn’t work well on the delta variant?

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

Any choice Marriott properties in NYC? Hard to distinguish what's a good pick. Trying to stay below 300 USD a night.

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Anyone interested in joining the MIA office of DLA Piper? All transactional areas (M&A, Capital Markets, RE, Tax, PE). Very flex hybrid environment and NY market salaries/bonuses. All associate levels.

Hi guys.. i just need some advice.. i have given the interview in p&o. The interview got over before time that made me doubt that they dont want to consider me. At last i was asked if i am open to travel or not. Should I take it as a positive sign and wait.

Just little anxious about the result. How long do they communicate about the selection

Thanks

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

How to transfer PF fund from hcl to epfo if i was a non pension member???

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Hello Fishes . Anyone works for delta here ? I need your help . Want to know about work culture and job security .

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

How do you and your partner (married or not married) split financials?

So, I've realised there's a problem with developers, a lot of them are coders, not engineers. And another issue, is that, companies don't really care about their progression as far as I'm aware, so what did you guys do in your own time to transition from being a coder to an engineer?

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

Hi All,

I joined Sunlife on 29th Nov. Till now I didn't hear back from anyone. Not sure about if my laptop is dispatched or now.

I'm living in Bangalore and will be working from here only.

Can someone please guide me, what I need to do?
Given contacts are not helpful.

Hi folks ,
I applied in siemens through there website the application is showing in progress since two weeks . How much time it take to hear from them . Should I reach out to them

Bain 🐠, have experienced hire interview coming up with view of coming into PE group. What types of cases should I concentrate on? Valuation? Profitability? Market sizing? Coming in as 2nd year Consultant

any freelance Sr, ACD or CD ads looking for a cw partner in Chicago? Would love to have a few ads if I come across FL team needs.

Is it good to work for BNY but the Payroll offered by Experis India (Manpower Group)?? Third party payroll.

@Vialto Partners is any working for Vialto London? How are you enjoying it so far looking to move there but not sure.

Is it a good time to switch jobs

What are some of the more common exit jobs that audit managers take?

Anyone at the Relient K show at House of Blues tonight?

Hi All,
Looking for job change .(Application /production support)
YOE :7+
Some one please refer me.

Thoughts on Prime Ocean here?

Would you recommend the CVS test? I dont think I want to get it done due to the risks.

I moved from being customer service at a call center to doing it remotely from home, and it's such a game changer. I just sit around in my pajamas, relaxed. Has anyone else switched to 100% remote work?

So, this is a little awkward, but I recently moved to SD for a fresh start, and honestly, I love this city. My problem is I have been more of a homebody since I moved here and I'm a little intimidated to go out and meet people because I don't feel like I fit in here. I am overweight and this city is full of active, and attractive people. I guess I am wondering what my experience would be if I got out more? I feel like people look at me when I'm in public because I stand out due to my size.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

FIRE - What is your total net worth so far? What's your profile?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Does anyone use yieldstreet or crowdstreet for real estate investment?

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Sooo AMC.. who’s in?

😂

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Are we on recession? My portfolio is super down - low cost ETF investor here

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Best long term investment strategy against inflation to get to a large nest in for retirement?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint