Deciding between $450k condo vs $750k house. Currently live in and will always live in San Diego. $260k TC. Have $100k available for down payment. Don’t want to pay rent anymore. Would you recommend house or condo? House is shabby in up and coming area 30min from beach but 1500sq ft 4 bedroom. Condo is close to beach and 2 bedroom at 800sq ft. HOA fee $200 per month. Travel a lot and ideally can rent place out but not pivotal. Condo and house appreciation are equal over past 10 years

Looking for a job, preferably Finance.
I have a masters & bsc in Economics; another masters in Business Analytics; have appeared for 2 levels of CFA Exams; and gained extensive experience in Data Science in my current job; won the CFA Research Challenge 2020 Championship in San Diego too. And my H1B work visa got picked too.
I got alot to offer & would love to connect with like-minded professionals.

Great day to DCA I say!

Taking leave during probation period? Joining as a consultant at a large firm but will be on probation period for 5 months. Since it’s summer time, this is obviously when I’d love to travel and take 2-3 days off in a month. Would that be acceptable or best to sit tight until probation is over?

Good companies to work for in DFW at the crossroads of tech and finance?

I’m aware of CapitalOne, Fidelity, USAA, Citi. What else is out there, and does anybody have any referrals?

Is there any option for salary advance or salary loan in Larsen & Toubro Infotech

Hi, I currently rent at a place in Vancouver paying $2k monthly. Buying a new place in Vancouver costs $700-$800K for a townhome easily. Do I buy a place so I can stop paying my rent or do I invest in a rental property so I can build assets and a business? Any recommendations?

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

What is Boston Consulting Group’s policy on living near an office (i.e. within 90 miles, near an airport is ok, responsible for travel to home office if not local, etc)? I’m joining soon and curious if there is any additional flexibility after COVID?

my confession is that i hope the housing market finally crashes so i can buy and not have to sell my left nut to a seller in order to go under contract.

Why shouldn't I go with M1 Finance over Wealthfront/Betterment? No fees and more custom portfolio

Hi All

I interviewed for JPMC Mumbai but process seems but delayed. recieved call from hr discussed CTC and all , but they keen on understanding my travel to office as I live a bit far from office location

Does JPMC rejects for such reasons ? Also how much time does it takes to release offer letter ?

Seems but delayed to not sure why ?

Any idea what could be the issue ?

Does anybody have a financial advisor they trust and recommend in the city?

DLA Corporate is actively hiring transactional associates - any interest please message me. They have an emerging entertainment group as well (that I am part of) which liase with corporate in an exciting and colleagial way. Requisitions in NY and San diego live but will also consider LA. Please DM me if interested

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

With 17.5LPA how much income tax are you paying every month?
What methods are you following to pay 0 tax?
Important:
Please don't ask YOE, Tech Stack..
Fed up of seeing these same questions...

Has anyone invested in Dogecoin? It spiked this week

Hi, I am looking for a rental house in marathahalli in 10k budget.. Please let me know if you know any houses nearby??

Bored on a flight to SLC. AMA.

Did anyone file their I-485 without the medical exam? What was your experience like? Did it significantly elongate your filing?

How much is good amount to live in New South Wales Sydney Australia? Salary I’m fetching here in 40LPA.

Hi everyone! I am planning a convention for my church and I want to get customized gifts for the attendees. If you know anyone who does customized things (mugs, notebooks, etc), can you share their instagram/facebook page here?

Is it acceptable to add completed trainings in the certification section of your LinkedIn profile? Like, who cares if you took a 2 hour leadership course in 2019.

I found a secret talent to pull out my nose hair with my fingers. Especially when I’m on my period they come out easily and don’t hurt at all.

6 months in and I already get the sense that my direct superior disdains me. Damn that was fast.

Anyone heard back from BBH’s Beautiful Mind applications?

Good lineup for tomorrow! 🏎🏎🏎 go get them bulls! 🐃🐃

Folks, can we please share some good resources to study for Saas revenue models please? Thank you!

Long shot but anyone rent skis and go to Wisconsin before? Any ski shops recommended in the city?

CogNizant vs Infosys which is better to join in terms of learning and projects
In CTS project is decided.
CTS fixed pay is more compared to Infosys.
Tech stack:java
Exp:4

Best North Indian food in Nj? Making a day trip from dc and looking for yummy food!

Itna bada bada emails send karte hey we did things in 2022 blah blah
Employee ke liye kya kiya kuch nahi🍌

Anyone aware of any reserve components (preferably army) that will direct commission people into non specialty branches at the moment?

Assuming there a significant difference in Comp when working internally for Mckinsey&Company within their Technology&Digital group? Considering a switch….

Is anyone volunteering with local campaigns? If so, how have you made it work with a busy career?

I’ve been tracking the recent tech layoffs. It’s hard too see so many talented people be affected. Has anyone seen data around the type of roles being most affected? It looks like Marketing Ops roles have been largely spared from the layoffs. What is everyone else seeing and experiencing out there? Marketing Ops has always felt relatively safe because most teams run lean anyway, but we’re living in strange times.

How are Alvarez and Marsal 's exit opportunities into PE?

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

How many people in this bowl are also minimalists?

Who’s on their way to FAT FIRE?

Can you do a rollover IRA to employer traditional 401k AND a backdoor Roth in the same year?

What if you are married filing jointly? What is the catch for IRA balances?

Has anyone taken a mini retirement ( 1-2 years off)?

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

I’ve been working for a couple years, living at home with parents so I have a considerable chunk of savings, BUT I’ve made the folly of not investing my money. I really want to start investing meaningfully, but what’s the best way to go about it? I’m pretty risk averse so was thinking of just putting most of my money in index funds, but I’m not really educated in this space. Any tips?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Trying to break into real estate rental market. I know the market is generally ‘hot’ right now. But any suggestions on cities to invest in? Bad idea to invest outside your city/state? Single family home vs. condo? What are your metrics for determining if the property is right from a financial perspective? Ideally looking to put down as little as possible vs. 20%. TIA!

Hey everyone! Question on how you manage concious spending plans: do you have separate checking accounts for going out, groceries, etc. if so how do you handle credit cards? Do you subtract the money for each category account when you pay a credit card bill? Seems so complex. Is there anyway to simplify (note: we are a couple with joint accounts)

New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

Curious about net worth milestones. How long did it take you to go from 100k - 1m? What was your “story” (income/savings rate/asset allocation)? I realize many probably achieved this in the bull market we’ve been in, but still curious.