Deloitte only makes 401k employer contribution in June/July. Am I still allowed to make 401k contributions to the max allowed which is $19.5k before then? Or do I have to account for employer match?

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The 19.5k applies to your contribution. Just make sure of how the match calculates - some places do it period by period so maxing out too soon means you dont max the match.

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D2 - the $19.5 is set by the IRS. You can contribute up to $19.5 per calendar year, across as many company’s plans as you are eligible for. You cannot contribute more than $19.5 per year.
Most people roll over plans from prior employers to their new company’s plan, or to an IRA.
Having joined DD in Dec, you would be eligible to finish the $19.5 from last year through Dec, (whatever you didn’t contribute from your previous employer) and all the $19.5 this year.

I always front load mine and I’ve always gotten the match. This year is no different, currently contributing 60%.

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