Did you go with an adjustable-rate mortgage (ARM) or stick with traditional?

Hi fishes, I have only one house property. But when I tried selecting ITR-1 for filing income tax, it shows a message in red mentioning I should select either ITR-2 or 3 since I have income from more than 1 house property. Should I go ahead and file with ITR-1 or do I need to get correction somewhere before filing the return?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

Anyone here willing to explain their thesis on bitcoin? Thanks!

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Does j2 background check decline you if they see you’re still employed with j1?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Damn coinbase, I see you ;)

What are some of the investing must-reads that you'd recommend?

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

How much should I expect to save in taxes when moving from Manhattan to Hoboken?

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

I’m sure this is not a unique situation, but would love y’all’s advice! I love my current agency and the work is easy and ngl it’s a big name and looks impressive on a resume. But, I’m currently being offered a new job at a small agency and the money is so so good, it would be a 60% raise and a title change. I’m so torn, I don’t want to risk what I currently have, but I’m so tempted… would you leave a good place for a ton of $$?

My company is actually pretty damn great to work for. So many love it, but our pay is low compared to the rest of the financial sector, and so when people with great experience come knocking, HR denies them because the ask is outside the price range. So mangy managers are pushing back but damn. Why shoot yourself in the foot like that?

I had the first round with a consulting firm and it takes them more than a month to arrange the final round and the recruiter is not being responsive. Is that normal?

Hi there - anyone aware of FTI director salary range for Dubai office? Not enough data on Glassdoor to verify..

What salary can I expect for PWC Consulting (Advisory) in Dubai? Base + Housing Allowance?

What's the best consulting firms for H1B folks who have studied masters in STEM here? Got a cousin graduating this fall and he needs to know H1B/GC policies.

need some bitcoin. anyone making a killing? is it a good time to buy some?

Accenture is on an acquisition speedrun

What is the standard billing for a surgical PA? 20% of what the MD is billing? Does anyone know?

Is it worth joining Capgemini as Senior manager. How's the work life balance and job security in that role?

Is novartis hiring any position which requires 1plus experience?

Hi All,

Kindly help me in resolving the dilemma

MBA with Total YOE - 7+, relevant YOE- 5.3 , Skills - CYBERSECURITY,GRC, Audit.

I have got two offers
1. Genpact - 27 CTC (24 fixed + 10% variable plus gratuity) Manager level
2. Airbus - 23 CTC + 5 L JB
I really wanted to work with Airbus but they are not budging from the offer of 23 even after I told them I have a better offer from Genpact with better position. HR said they will come back..

You think Airbus will come back with better offer?

Who is everyone voting for this coming city election? I don't want another four years of John Tory.

Did you start a brand (see: side hustle) so you could make without having to bend to a client’s opinion? I want to make something simple/sustainable (something I’ll stick with). What should I make?

Oka cricket team start cheddham bro. Okasari office ki vellaka.

ZS Telugu Cricket Club. Weekends aadochu. Opike unte Tennis cricket tournaments lo kuda participate cheyochu

Fully employed Art Director (agency) looking to pick up some freelance contracts on the side. Can this be done?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Thinking about using my VA loan in a few years. Any advice?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

I'd like to buy, but the market is absolutely atrocious currently

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What is the most difficult part of buying a home for the first time?

Is buying fancy condos with high HOA(>$1k) worth it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

How do you find lenders? Should I pick a realtor first?

Any recommendations on a good water softener system (4 people)?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.