Does anyone here use a financial advisor/planner? How did you know it was the right time to get one? What do you think of those sorts of services, generally speaking?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Start raising cash family. Take some profits. 4/14 3:51 est

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

What percentage of your gross salary is saved including 401K or equivalent?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Thoughts on Paul Hastings real estate group?

Can we combine our Corporate Amex points with Amex Everyday MR points?

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is it possible to apply for a home loan in the US for a property in India?

What is the best way to handle group financial consolidation in a multinational company?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Any portal/website where we can follow cryptocurrency prices

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone ever use a credit repair service and have success?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Anyone do contract work? Experience with wealth counsel is a plus! Thanks!

Any update on performance ratings?
Any idea what to expect looking at current scenario!!

iOS developer with 4+years experience please let me know if any of the company have requirements

Anyone have a room for rent in uptown or downtown?

Traveling to Sequoia and Kings Canyon National Parks. Must sees and/or trails to do?

I’ve been having a rough year with tough class. Today (day 101 of school) was actually the best day so far. I’m hopeful for a good tomorrow ❤️🤞🏻

The Firefox logo isn't a fox
It's actually a red panda.
It’s a common misbelief that the Firefox logo is a fox (I mean… it is in the name), but it is actually a red panda!

🤟🤟

Been a coach at the collegiate level for 6 years. Make a $65k salary. Want to leave coaching and break into sales/marketing/recruiting/consulting. I have ample leadership and recruiting experience with a strong work ethic.

I’m assuming I’m going to have to take a pay cut and start toward bottom of totem pole. Any recommendations/advice on roles to apply for since I’m new to the field? Would like to be in tech if possible in Charlotte, NC or remote.

Is Wall Street prep worth it to help break into IB?

To all my data engineering friends out there, do you all feel like trash sometimes? Like people dont understand shit about what you do, and clients just want to see some bs ml model/pretty but useless dashboards?

Hi All,

I am having 5 YOE. Currently working in Capgemini and serving notice period now on bench. If i asked to my hr to withdraw resignation. Will they consider?
Please help !

Thanks in advance!

Added to the bucket list - one night with a woman. I am 32F.

This post is an alert message for anyone joining the Johnson & Johnson EMEA account for SAP & had Rakesh Sharma for their Manager round.

He is nothing less than a con man & will promise you a lot to make you join the account. After that he will put you in testing projects. If you ask for a release, he will either not release you or release with a very bad rating and influence other project managers to not take you into their projects.

You will be left with no choice other than leaving TCS.

Hi All,

I am serving notice period. 32 days are left but i haven't received any mail from separation officer. And unable to see workflow in italent. Only got acknowledgement mail from hr. Please guide Thanks

Any insights on Cloud consultant role in GCP PSO in terms of project pipeline, growth opps , wlb , etc.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone ever use a credit repair service and have success?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Google stock to buy now or after the split?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Have about 5k to invest - should I do FXAIX or FSKAX?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

In your opinion which is the best target fund to choose in IRA Roth?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Any good wedding ring sources aside from Blue Nile?