Does your investment strategy change after you achieve $1M in liquid assets? Investments span across 401K, Roth IRA, HSA, brokerage account.

Investments comprise of majority S&P 500 index funds, Aggregate bond funds (very minimal), CD ladder, some individual stocks like AMZ, NVD, Netflix etc., international stock index fund.

Goal is to get to $6.25M in brokerage account by 47-50 YOA (currently married 39 and 33). Total brokerage assets $501K. W2 Income is $490K.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

Summer so it’s grill season! Looking to retire my old faithful Weber. Anyone try these ceramic/egg grills? Lowest price I saw is like $600 with the name brands almost $1k. Worth the price?

Has anyone left their healthcare job for a different career, I'm not sure if this is the right industry for me

How do you and your partner (married or not married) split financials?

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Anybody got decent turnip prices today? I care more about my investments in turnips than my actual stock portfolio 😤

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

What is the salary range for a non IT business analyst working for a healthcare company?

What’s the pay band at BRG for Senior Managing Consultant in their Healthcare Transactions and Strategy (HTS) practice? And why is the title for the position seem so low for the qualification of 7-10 years of experience?

Do we have access to learning platforms like Coursera and udemy or anything else? Or do we have an option for reimbursement?

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Getting ready to leave my role - looking for community ops, comm ops, member support, account management - anything in those customer facing roles that is paying minimum 75k. Remote preferred, based in Chicago. Background in freight/logistics and healthcare.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

How’s the WLB for my Australian counterparts at T2 firms in Sydney/Melbourne?

Looking to do a transfer/rotation (from Canada) to Aus and am curious!

Any good Christmas party networking events? Thanks!

Has anybody faced interviews in Antal international??
Can anybody suggest what questions come around for technical discussions?

Hi! I’m looking for a freelance graphic designer to help refresh some logos and YouTube banner/assets for my (small) YouTube channel and website. We review tech so ideally someone who has done modern-looking digital logos and may be a tech enthusiast themselves. Flexible on price and timing. TIA!

Hi Folks,
I am looking for a change to RTL design engineer, have one year experience in IITM(5g receiver design) and one year in Synopsys (Validation engineer for prototyping and emulation) , can you please help me out ?

Any leads will help me a lot , thanks in advance

What is the goal of your life?

Could anyone share their experience on starting a small business on Etsy? I am looking to start a small business on the side of my full time job as a creative outlet.

Has anyone let their work performance suffer to get through the CPA? I can't commit my whole life to work right now and I am really falling behind.

What is the current pay rate for clinical pharmacists with 10 years experience?

UI dev - 5 year’s experience. Help me in choosing between 2 offers comparing all factors. Evoke - 19 LPA. TCS - 15 LPA

Guys, does Barclays have any projects which works in Power Platform technology ( Power Apps, Power Automate, etc)??

I need a referal

Want to join new company after h1b transfer completed. Need to give 2 weeks notice to current employer. Can I work for current employer for those 2 weeks notice period after h1b transferred to new employer?when does the current employer get notified of h1b transfer, in case that happens?

BDO recruiter reached out for an audit senior position in the DC area. Recommended or not? And why? Insights appreciated!!

Dear all,
May I know what is the variable pay cycle in barclays ? Iam joining this November..pls advise

I’ve been in an in-house role since the beginning of the year and just gave 2 weeks’ notice to leave for a much better paying and better titled position. The response has been very petty, to the point that I’ve been called unprofessional even after I asked the hiring attorney whether I could give longer notice at the current company’s request. Is this normal?

Saw a post on LinkedIn about not citing inflation as a reason to ask for a raise?! Feels like inflation is a perfectly valid reason to be asking for a raise, no?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Have 20k, what’s a good small business to start with this fund? Serious question here

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

the more I want something, the harder it is to achieve. anyone has this feeling also?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

Are we on recession? My portfolio is super down - low cost ETF investor here

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

FIRE - What is your total net worth so far? What's your profile?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.