Early pay in term insurance what is your view?

Some say it's a waste of money we should invest that and even if we don't invest the value of the same premium after that many years will not be the same

My firm doesn’t match my 401k — still worth opting in?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Are any of you shocked to see how much more our friends across the pond are earning?

Hello Fishes, I’m trying to validate the Business model through market survey. The business is a kind of agri investment model where one can get an ROI of above 8% annually. Please share your thought process on form generations, target audience, Channels like Linked In , paid promotion etc.,

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Has anybody invested in Yamuna gaur city or planning to do so?

Pre-tax 401(k) or after-tax...thoughts?

Hi all, had a situation I need some help with. PE fund owned interest in a bank that was a CFC that has 965 PTEP. Recently sold off part of it's interest and the bank is no longer considered a CFC. Under the new PFIC regs, I believe it qualifies as a PFIC. How would distributions be treated seeing as it would still qualify as a specified foreign corp?

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Are we on recession? My portfolio is super down - low cost ETF investor here

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Anyone looking at airline stocks or ETF play?

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

🌟What's happening Wednesday🌟
What's going on in Charlotte? Let's use this thread to share events, concerts, holiday festivities, and other fun things happening in the city this weekend!

Anyone interview at HBOMax for an internship before that can give me some tips? I’m always searching Glassdoor.

New to casing and looking to case with people over the next few weeks. DM me if interested!

What package can I expect from KPMG GS for the IT Advisory Consultant role?

Current CTC: 8.3 LPA
Experience: 4.5 yrs

How to be program manager?

When messaging a recruiter on LinkedIn, is it best to send a short note about why I’m the best fit for the gig, write a mini cover letter, ask for a time to chat, or something else? Thanks in advance!

Freelance design fish:
What’s an appropriate budget for a designer to make a boilerplate agency creds deck gorgeous? (exactly 20 slides)
Small agency without brand guidelines.

I started a design job, and I was wondering if anyone could send me the steps and procedures that we follow for concrete and steel design. I appreciate any help you can give.

Big birthday coming up in a few months and wanting to do things I have never done before (tattoos, surgery, etc.) What have you done as a result of a mid life crisis?

I am a Registered Respiratory Therapist with 5 years of experience in an acute care setting. I, also, have a bachelor’s in healthcare administration. I use EPIC at work everyday and I am interested in working as an EPIC analyst. I have applied at my facility numerous times for these positions with no luck. What advice would you all give for getting into this position? Also, do you know any remote positions available that I could apply to outside of the facility I’m currently at? Thanks!

During the pandemic I dove into my self care (found a therapist, learned I was having seizures and got on meds for that). My journey has been difficult and not pretty to watch. Somewhere along the line I feel like my fiancé saw too much. I no longer feel like romantic parters and instead feel like we have a “caretaker/patient” type relationship. I don’t feel sexy or attractive anymore. I talked to him about this and he feels bad. But I feel guilty for bringing it up. Anyone else had this issue?

completed my TCS technical round for SAP PI PO CPI YOE 7.5
when enquired over call they said you have cleared the first round..HR wil call back for the next step

It's been more than 15 days
Any idea when I might get a call ? Or should I start checking other opportunities ?

Pls update

What should I do to prepare for m first meeting with a legal recruiter?

Just had an interview with Netflix and at some point I mentioned “GAFA” (even joking that it’s probably GAMA now) and completely forgot they’re in FAANG 😬

Will this be one of those moments I remember when going to bed for the rest of my life? Yes.

Crazy ethics issue. Client 1 has VPO against man who later becomes Client 2. This is the 4th VPO this year, previous ones dismissed.

In the meantime, State has filed rape charges against man who becomes Client 2 and A/B charges against Client 1. Client 1 also files for divorce.

Clients reconcile (which is how they both end up clients...) and want VPO dismissed, divorce dismissed, and criminal charges dismissed.

DHS gets involved and want to remove the child from Client 1's custody. (1/2)

Wipro folks any body aware about nomad foods europe UK client in data analytics space?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

How t save tax for 9 lpa salary. Can anybody help me out.

Best app to track expenses?