Every tax season I feel blindsided. My husband and I are both on W2 with TC slightly above $200k, and as all W2s, we have federal tax withheld in paycheck. But every year when we file taxes we still owe so much more even after all the deductions. This year we owe $16k. Do other people experience this? Do you ask for employers to withhold more?

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

How do i start investing in stocks? Any tips/sites or apps?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Guys very much off topic .
Any housing project in Bangalore which you can term it as cheap and best and location not a constraint.

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

How does the housing market work exactly, like, what determines whether prices go up or down?

Has anyone been looking for/bought a house in the last couple years?

What kind of down payment / interest rate did you find?

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

so every single major dip the last 4 months have been magnified by the use of leverage. If btc drops “naturally” by 5%, but liquidations are in the billions (which they have been), then that 5% drop turns into 15%. Over leveraged apes are literally screwing it up for all of us more than just themselves. Frustrating but also somewhat positive news that onchain analytics, fundamentals, and general TA are still in play. We’ll see what happens because I don’t think these levered traders will stop

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Delivered Mindtree laptop today, can we use this laptop for our uses like learn online, play YouTube, netflix and all after office hours?

Comp folks. Let’s hear it!

Hi Fishes,

What should be the CTC for Senior Product Analyst Role in Global Risk and Compliance (GRC).

Having Total 9+ Yoe

Hey everyone. I was looking to see if anyone could help me out with a referral to @Meta for their Sustainability Analyst position. I could also use some likes for DM capability! Thanks.

Looking for a referral in companies in Hyderabad, India

Tech Stack: SQL, PL/SQL, ETL, Azure, Alteryx, Dataiku, Python (basics), Tableau, Viz.

Total YOE: ~4 years.

Any recommendations for vegetarian and vegan friendly restaurants to have a nice evening? Thanks 😊

Kicking myself today for not pulling the trigger on the 10 (5/15) ZM put contracts I had typed in on Friday...have spent most of the day frustrated about it, wondering what would have been.

I’m moving to a new state and know absolutely no one there. How do I go about finding a roommate?

The most interesting/unusual place you’ve had sex. I’ll go first - Ultra clean/fully protected Animal husbandry in an academic medical center, which required full PPE to enter. Go!

Hi! I'm currently interviewing (3/6 interviews so far) for for an appeals manager role for DME. The job entails not only to bill for dme (cms 1500) but also to follow up on any denials or appeals, amongst other administrative duties. My questions are is it typical to have 1 person doing both the billing and denials within a new vertical for all ins.? How difficult is billing for dme as I only have experience in gyn onc and lactation billing? What's a fair salary? I have 8+ yoe in rcm, no certs.

I cleared my CA in July 2021 attempt and have completed my articleship from EY. Please let me know about opportunities in Management/ Strategy Consulting. Your assistance would be highly appreciated. Thanks!

I have been practicing in creditors rights/foreclosure in PA & NJ for around 4.5 years. Due to the foreclosure/eviction moratoriums there is no work to do and I was furloughed. I am looking to change directions- what is the most logical next move?

Going to join CitiusTech. What we can expect in welcome kit???

Do you know of any LA agencies that put a lot of emphasis on their social impact, or work with clients striving for social good?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone have a recommended tax person in Chicago?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Best high yield savings products?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

In your opinion which is the best target fund to choose in IRA Roth?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please