First time home buyer with credit score of 772... is that good?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

For those taking out student loans and have researched a few vendors... recommendations on who you are going with and why? Thanks!

Hello,
I need advise on my below query, thanks in advance.
If I filter stocks among so many by parameters like market cap, sales growth, ROCE etc etc, and after getting 50-60 filtered companies, on which parameter should I sort to atleast start analysing with one company?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Forget about Uber.

Thoughts on those credit card machines that ask for tips?

I’m standing there stressing out with people behind me and all the person did was push a button to get me black coffee!

High risk, low reward investment ideas?

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

How do get cash flow rental properties in California? Every time I run the numbers, they do not work out, or the return is super low (1-3%). Is there a better strategy to REI in CA?

Hello,

I am filling itr for the first time so I'm a bit worried, as I bought some coins in exchange transferred to metamask, then swaped coins, the later transferred the coins back to exchange. Now I don't have the metamask address, so i dont know the transaction i did.

While filling itr do I have to disclose each trade or just the net profit?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Hi everyone,
Is Hexaware giving gifts anytime in a year ? 😉

I travel a lot and have about 50k IG followers with high engagement. How do I contact companies and see if they want me to make a sponsored post?

Going all in.

What do you see are the pros and cons of HRT? There are so many conflicting reports! Also how do you know if your dose is too low or too high? The symptoms seem to mimic each other. I’d love to see if we can get a healthcare speaker to chat with about this topic.

When you got so excited for an interview that you show one day earlier.

I love my job and the people I work with, but lately I've been feeling like everyone else has more flexibility in their schedules than I do. How do you find time for yourself when there's so many meetings?

Could someone who is in the room on talent day please explain the process? Our are names just put on a slide show with your snapshot scores, chargeability, firm wide contributions, and years of experience then MDs just give the green light or not? Any clarification would be greatly appreciated!

Anyone relocated from Toronto to London recently (within the last 2 years or so)? My partner and I are contemplating the move...we want more diversity in our lives and want to work to live, not live to work as we do here in our respective consulting jobs. Folks who have made the switch, would you be open to sharing your experience? TIA

Any reviews on RWS group? How's the culture there? Job security, wlb, salary and the hikes?

Whats the ideal package to ask for in consulting industry for a professional with manufacturing background in india ?

Hi Fishes,

How much should be the salary of BI/DW senior manager havin 12+ yoe as per market. Please let me know.

Curious to know what you've seen as working to non working dollars split in Canadian agencies. Reference any specific brands (or categories) if you can. I'm used to seeing the conventional 15-20% split for non working (production dollars only, not including media budget, agency fees) but are those days gone now with the takeover of digital (vs traditional) ad placements?

I've always used "OTE" to describe my base + variable, but many in this bowl seem to refer only to their variable. Which is correct?

If u have the addictive gene, Advertising is so easy to self destruct. Supporting each other is invaluable. Keep these posts going. It DOES get better. U can be sober in advertising.

Which is more important mental health or job?

How long is the typical wait to hear back about a job offer/no offer after a final round interview?

Hi All
Which platform is best to connect with Palo Cortex XSOAR professionals in India

Does Nagarro provide any hike at time of promotion?

Daily filling Timesheet even on bench.. bad process. it shall be weekly or monthly..

I’m so depressed, have been for years, and don’t see it getting better. I’ve tried everything from therapy, exercise, psychiatry, journaling, self help books, healthy diet, etc. what else is there?

All this snow is slowing down the economy, flights are getting canceled, people are losing jerrbs. Thanks Obama!

HNY! For those of you that took the AWS Cloud Practitioner exam, how did you prepare for it? Study materials, hours, etc?

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

I am such a fool to still think of my ex every single time I fly back home.

Why can my phone get internet anywhere but my laptop can't? 🤔

You can't spell sewer without EWR

Analyst here, just started investing. If I invest $4000 and by next week it's worth $6000, and I decide to pull out my initial investment of $4000 is that a short term capital gain? And if I cont

Anyone take SHRM? How many hours did you study?

Best hotels in Austin for a weekend girls trip? Also any advice on what to do and see and eat and where to go during day and night?

Planning to do a PRM or FRM qual. How useful is it to move from Big 4 Risk and reg consulting to industry? Finding it hard to get anything other than non-PM roles

What are your book recommendations?

Confronted client today about partner forcing us to travel while client site has travel restrictions. As a result is team is remote next week. Counting down days till I get rolled off/fired now lol

Book recommendations on genetics and bio hacking?

Having one of those weeks where I have no motivation to advance or work hard. Being a reasonably paid payroll clerk seems like a much better career choice than a high-flying, well paid consultant.

Had a terrible day 😔😔

Top consulting firms for building mobile apps - IOS or Android?

How many years do you need to be working for Deloitte before you can get full ride for MBA? If you leave as a consultant, can you come back as SC? What’s the tuition reimbursement process like?

Smart to look for a new job with a “recession” looming? Wanted to leave by end of the year, but nervous I’d be the first laid off at a new spot